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One more question If I may

Date: Mon, 03/19/2007 - 13:26

Submitted by Reesie
on Mon, 03/19/2007 - 13:26

Posts: 122 Credits: [Donate]

Total Replies: 18


I also read that CA's turn accounts over to Attorney's who may then try and get a summary judgment against a debtor- without actually filing suit and without the debtor receiving a summons or any notification whatsoever until the Attorney has a judgment in hand.
I read where summary judgment's are frequently granted to out-of-state Attorney's.

The idea of this is really upsetting to me as a debtor could wake up one morning to face their wages garnished or their checking accounts cleaned out and frozen or someone at the door to pick up their vehicle.

How real is the possibility that a CA could get a summary judgment against me and I would be unaware until after the fact?


Quote:

If you keep in contact with the CA and make and keep some sort of payment arrangement, your chances of this happening are very slim.


fins, I would like nothing more, so I could have some peace of mind.
But, it's difficult to set up payment arrangment's when you don't have the money to pay.
We would be forced to let payment's on our secured bills go.
We are only months away from having a secured bill paid, where we can apply this payment to our unsecured debt, but the pay off is months away and won't help us right now.


lrhall41

Submitted by Reesie on Mon, 03/19/2007 - 15:06

( Posts: 122 | Credits: )


Quote:

Judgements require a court hearing at the minimum. By most laws of venue,they will need proof of service to get judgement. I am not certain who your source is,but you need to stop listening to them and read up on legal procedure for your state.


Cajun, believe me, I have read up on the legal procedure per my State codes.
I did find something on summary judgment, but the info. was ambigious & brief - at least it was to me.


lrhall41

Submitted by Reesie on Mon, 03/19/2007 - 15:21

( Posts: 122 | Credits: )


Thank-you so very much Cajun :D :D


I don't understand this ground for pre-judgment garnishment.
1. (1) When the defendant resides outside the limits of the state;

Can you explain #1.

The other grounds I am certain do not apply to me.

I assume ocga 18-4-45 applies as a defense if the plantiff has sufficient grounds to request a pre-judgment garnishment.


lrhall41

Submitted by Reesie on Mon, 03/19/2007 - 18:05

( Posts: 122 | Credits: )


One states when you have a residence outside of state jurisdiction. I really don't see any grounds for them to go for a garnish pretrial.

I noticed this was a credit card.Be very careful of them trying to drag you to a arbitration board.A lot of collectors will try this because just about all credit card terms and services contact state you agree to this. Fight it very throughly if they try. That board is nothing but a kangeroo court for creditors and collectors. As long as you object in front of mediator and tell them you will drag it to court,you can preserve your rights. In court they will have to prove everything based on Georgia's court rules of evidence.


lrhall41

Submitted by cajunbulldog on Mon, 03/19/2007 - 18:13

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