Help! Summary Judgment date 06/10

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Originally Posted by SOAPLADY Ok....statements are generally printed up in advance..then mailed. Obviously your due date will be in the future. Sounds like they printed your statement and then charged you off...technically this would happen to everyone. Hardy bogus. How are you a victim? Is the card paid off?

Bank of America is on my credit report as charge-off 04/08. first off, I am drowning in 49 pieces of legalese in only 3 communications. they include an affidavit (my name and acct # ar nowhere on it) and a notary statement that is signed by a notary "that before me came" and "swears to" and the page is totally empty. CACH sent me an interrogatory that appears to have been filed in the court. An attorney consult said that interrogatories are not sent to court. In it, I am demanded to ADMIT to the facts they allege. Never answered any of my questions about validation.

also, but what if I actually received the statement directly from Bank of America? And 3 more after that?? also, due to a manager tampering w/my employee file, my sister's address is on all the statements.

all other future statements from BOA also went to her address. CACH cannot claim that I did not answer their collection demand letters because all my mail went to my sister's house in MD. I live in SC. I disputed with BOA the outrageous default rate of 31.9% after missing 3 paymts (unemployed) and their capture of false address info.

It is well documented: The SC DOL did a yearlong investigation and since taxes were paid to MD, and the IRS says I live in MD, my credit report has her address...everything went to her house as if I live there. There are loads of inquirires on the credit report relative to skip-tracing.

I pointed out to CACH in the request for validation that another collection company (as well as BOA appeared on the credit report for chargeoff) claiming ownership of the debt. CACH now has mysteriously disappeared from my credit report dated 05/06/2010 and the other collection company too! CACH cannot prove I owe the debt.

I truly believe I made someone very angry at CACH went I wrote to them that I will not be bullied nor intimidated with legalese pieces of paper... therefore, more legalese paper arrived. how do I know what needs attention and which pieces of paper are "spittin' in the wind" as we southerners call it?