I received a summons - Target Bank
Date: Tue, 06/17/2008 - 13:10
When my business failed last year, I was left with about $100,000 debt and no income. I have been trying to settle with the cc companies by myself. So far, I have settled around half of it at 25%. Target bank has served me with a summons, though. Is there somewhere I can go to find out how to respond to this without having to get a lawyer.
Here is a good starting point
This website has some general information and links about filing an Answer:
helpfordebtors.com/node/4#3
On this page under the "What is an Answer and a Default Judgment?" section, click on the "click here" link in the 3rd paragraph (first sentence). It's one of those super-long links that don't paste well into forums (otherwise that would have been much easier).