A Collection Letter from NCB Mgmt. (Second Round LP)
Date: Mon, 03/14/2011 - 23:05
A week ago I received a letter from NCB Management (I also saw a hard inquiry on my credit report by them) during this time. The letter reads (I left out my personal information):
Current Creditor: Second Round, L.P.
Original Creditor: Chase Bank USA NA
Acct # xxxx
File # xxxx
Balance: $5xxx as of 03/01/11
Dear Hello All,
Your delinquent account has been referred to this office for collection.
You are directed to address all future correspondence and payments concerning this account to NCB management services, INC.
Please use the enclosed self-addressed envelope and put your file number in the memo portion of your check to ensure proper credit to your account.
Sincerely,
NCB Management Services, Inc.
....
Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days of receiving this notice that you dispute the validity of this debt or any portion thereof, this office will obtain verification of the debt or obtain a copy of a judgment, if any, and mail you a copy of such judgment or verification. If you request this office in writing within 30 days after receiving this notice, this office will provide you with the name and address of the original creditor, if different from the current creditor. This communication is from a debt collector. The purpose of this letter is to collect a debt. Any information obtained will be used for that purpose. You are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligation. Please see reverse side for important information.
Is this when I should send them a Debt Validation letter? Please help. I don't mind paying. Just want to make sure they are legit and I don't get into a scam.
- HA
Current Creditor: Second Round, L.P.
Original Creditor: Chase Bank USA NA
Acct # xxxx
File # xxxx
Balance: $5xxx as of 03/01/11
Dear Hello All,
Your delinquent account has been referred to this office for collection.
You are directed to address all future correspondence and payments concerning this account to NCB management services, INC.
Please use the enclosed self-addressed envelope and put your file number in the memo portion of your check to ensure proper credit to your account.
Sincerely,
NCB Management Services, Inc.
....
Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days of receiving this notice that you dispute the validity of this debt or any portion thereof, this office will obtain verification of the debt or obtain a copy of a judgment, if any, and mail you a copy of such judgment or verification. If you request this office in writing within 30 days after receiving this notice, this office will provide you with the name and address of the original creditor, if different from the current creditor. This communication is from a debt collector. The purpose of this letter is to collect a debt. Any information obtained will be used for that purpose. You are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligation. Please see reverse side for important information.
Is this when I should send them a Debt Validation letter? Please help. I don't mind paying. Just want to make sure they are legit and I don't get into a scam.
- HA
