Hi, i'm not from the US, some time ago, i whent to

Camilo · 2011-04-01T19:59:29-07:00

Hi, i'm not from the US, some time ago, i whent to florida and opened a checking account at chase bank, i made a little mistake and got a debt for $152, i didnt know until i got the letter of pinnacle financial group. The debt is a yeard and a half old, and know i have a trip to the US soon, and i dont want to get in any legal trouble, so i would like to know what can i do? i dont whant to give my creditcard info by phone. Thanks.

Check the SOL period on a debt from this given page: http://www.

Check the SOL period on a debt from this given page:
http://www.debtconsolidationcare.com/statute-of-limitation.html

If the SOL period is not over, then the collection agency can take legal steps against you once you reach Florida. So, once you reach Florida, you can contact the CA and settle the debt asap. However, If the SOL period is over, then they can't sue you even if you don't repay the debt.

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lrhall41

Submitted by Good Nelly on Sun, 04/03/2011 - 21:06

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thanks for your answer good.nelly, so the SOL period is not over

thanks for your answer good.nelly, so the SOL period is not over, they have a way to know when and where am i goint to the US? My problem is that i have the money to pay, but i dont like giving my info by phone.

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lrhall41

Submitted by Camilo on Mon, 04/04/2011 - 06:53

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yes, the SOL period is not over, they have a way to know when an

yes, the SOL period is not over, they have a way to know when and where you are going to the US

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lrhall41

Submitted by tomibraniste on Mon, 04/04/2011 - 10:25

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If you are outside the county, the SOL is tolled....frozen in ot

If you are outside the county, the SOL is tolled....frozen in other words.

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lrhall41

Submitted by SOAPLADY on Mon, 04/04/2011 - 16:12

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Yes, the SOL period will be frozen till the time you are out of

Yes, the SOL period will be frozen till the time you are out of the country. But the SOL period is going to restart once you reach Florida again. This is why the collection agency can take legal steps against you once you reach Florida if the remaining SOL period is not yet over. There is no need to give any information via phone. Once you reach Florida, you can contact the CA and repay the debt.

To get more information, you can check out the following page:
"http://www.creditinfocenter.com/debt/international-debts.shtml"

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lrhall41

Submitted by Good Nelly on Tue, 04/05/2011 - 02:35

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Just send them a certified check in the mail to pay your debt.

Just send them a certified check in the mail to pay your debt. What's all the hubub?

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lrhall41

Submitted by OhioGal1 on Tue, 04/05/2011 - 07:39

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my account here does not have checks... :S mmm But, would the

my account here does not have checks... :S

mmm

But, would they really take legal steps for 157 dollars? isn't it more expencive the legal costs?

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lrhall41

Submitted by Camilo on Tue, 04/05/2011 - 08:30

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Then get a money order or a certified check from a bank or get a

Then get a money order or a certified check from a bank or get a prepaid debit card. I don't understand. You said you owe it. You said you can afford it. There are several options available to you to pay it. So, what's the problem? It sounds like you're looking for reasons not to pay it.