I may have screwed myself.
Date: Sat, 04/02/2011 - 18:57
Well, I was out of town that week & didn't even know I had received this until tonight.
It says that they are a law firm representing Asset Acceptant, LLC Assignee of Citibank (South Dakota).
I don't know what to do know & my thirty days to dispute further are up.
Are you disputing the amount owed? If they are representing Cit
Are you disputing the amount owed? If they are representing Citibank and you agree with the amount, then you should start negotiating a settlement.
It looks like the debt is bought by Asset...they are the lowest
It looks like the debt is bought by Asset...they are the lowest scum of the earth! What did they send you in the way of validation? Also how is Asset listing the debt on your credit reports? Chances are they are listed wrong and you can fight them on that.
Also with the FACTA laws you can dispute a debt on your credit report ANYTIME!! Not just within the 30 day time frame!
Asset is listed as the owner of the debt. I can't find my print
Asset is listed as the owner of the debt. I can't find my printout of my credit report, but they are listed as owning this debt. I'm not saying I don't own it, but I don't want to settle with someone who doesn't own it them self.
I can't remember if I ever requested validation from Asset. Can I send them a letter anyways? What will they do if they're already 'validated' the debt?
I've ran from this long enough, I would like to take care of it, but I want it to be done the right way.
Thanks for your help!
You mentioned that they sent you validation..what exactly did th
You mentioned that they sent you validation..what exactly did they send you? I am betting it isn't even close to proper validation.