I noticed a few days ago that ER Solutions had don
Date: Wed, 05/04/2011 - 17:17
I noticed a few days ago that ER Solutions had done a soft pull of my credit report. I thought nothing really of it at the time, jump ahead to today, I received a collection letter from them saying that according to their records, I owe Chase $605 but they are willing to settle for 50%. Funny thing I noticed is that the letter is dated TWO days after the inquiry into my credit history. I have never had any accounts with Chase or any company now owned by Chase. I do not have a credit card with them, and I am starting to receive phone calls from them. I have not picked up. My father is also getting calls from them at his house as well. I was there yesterday when he picked up and threatened to sue them. (That was kind of comical at the time.)
What are my options here?
I do plan on sending a DV letter by the end of the week.
Any and all advice is welcome.
What are my options here?
I do plan on sending a DV letter by the end of the week.
Any and all advice is welcome.
Yes, you should ask them to validate the debt in writing. If the
Yes, you should ask them to validate the debt in writing. If they you don't receive the debt validation letter within a few days, then send a Cease and Desist letter.
