I got a call on yesterday stating the same information. However, they took it a step further the "process server" stated that he couldn't find my address. I asked him to pull over and that I would meet him at a gas station. Of course he refused. The odd part is that they called from a local number, when I called the number back I recieved a message from AT&T stating the number was out of service. Has anyone experienced this and do you call the police or what?!?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.