Court Processor
Date: Thu, 06/09/2011 - 13:17
I am disabled and twice in two week someone has rang my doorbell at 12 AM and at 10:30 PM. I know I have a collection agency trying to collect for a payday advance loan from 2006. I do not answer the door that late since I live alone and in a wheelchair.
Also can they put a judgement against my checking account if all i receive is SSDI?[EMAIL="forbes.jackie2000@yahoo.com"]EMAIL REMOVED PER TOS
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What state are you in? In California, the court processor can co
What state are you in? In California, the court processor can come between 8am and 9pm. I don't feel that they can come at such odd hours. You can visit the court website to find out if any case has really been filed against you. As far as I know, the collection agency will not be able to garnish your checking account since you live only on SSDI.
Usually, a court processor can come to your home between 8:00AM
Usually, a court processor can come to your home between 8:00AM to 9:00 PM. So, coming home after 10 PM is not allowed under law. You should check whether or not the SOL period in your state has expired. If it has expired, then the CA may not get the right to take any legal action against you. You should also make sure whether or not payday loan is legal in your state. The CA can???t garnish your checking account as SSDI is your only source of income.
Can you quote a law that gives those restricted hours for servic
Can you quote a law that gives those restricted hours for service? As far as I can see, there are NO set hours, on guidelines.
A collector is not going to come to your door late at night. The original creditor might but there is no hour restriction for them.
I was going through some collection-related information shared b
I was going through some collection-related information shared by the California court self-help center. I came across these lines under the heading "In your efforts to collect the debt, you should NOT" -
Quote:
get in touch with the debtor before 8:00 a.m. or after 9:00 p.m. or at any time or place that isn???t convenient. |
Resource: http://www.courtinfo.ca.gov/selfhelp/family/enforcement/collecting.htm
I just thought that it's worth mentioning over here! But I truly thank you for updating me on the same.
A process server is not a debt collector...collection laws do no
A process server is not a debt collector...collection laws do not apply to them.