Debt Validation
Date: Fri, 08/19/2011 - 12:25
Hello,
I know diddly squat about debt and my rights, but after coming across this forum I must say it has truly opened my eyes. Thank you for that.
My situation is this: I currently have an outstanding debt on my credit report that I do not recognize from GE Money. I had originally applied for credit under Care Credit/GE Money for my dental in 2007, but this was paid in full (in fact, I have a $40 credit) and I have the statement to prove it. I called GE Money, but they sold my debt to Arrow Financial.
My question is: Should I call Arrow Financial to ask for my proper documentation or do I need to send them a letter? And what kind of documentation do I need to request?
I apologize if my questions are redundant, but I would really appreciate your feedback.
Thank you!
I know diddly squat about debt and my rights, but after coming across this forum I must say it has truly opened my eyes. Thank you for that.
My situation is this: I currently have an outstanding debt on my credit report that I do not recognize from GE Money. I had originally applied for credit under Care Credit/GE Money for my dental in 2007, but this was paid in full (in fact, I have a $40 credit) and I have the statement to prove it. I called GE Money, but they sold my debt to Arrow Financial.
My question is: Should I call Arrow Financial to ask for my proper documentation or do I need to send them a letter? And what kind of documentation do I need to request?
I apologize if my questions are redundant, but I would really appreciate your feedback.
Thank you!