Plain Green Loans

You have been scammed. Debts are civil, not criminal. You cannot be arrested. Try to undo your payment arrangement. Go to forums, then click on payday loans, then click on sticky on how to deal with illegal lenders. Follow every step. Do this ASAP.

This is just a crock of bull. Debts are civil, not criminal and therefore you can neither be jailed for it nor charged with check fraud or any such stuff. Moreover, process servers or county sheriffs do not call ahead of coming to serve you.

Next time these idiots call, pick up the phone, call the idiot a liar, tell them them to send over the legal paperwork and the sheriff if they wish to and you would happily welcome them into your home with the wrong end of a Colt Python.

I don't have a Colt Python, but I do have several others that would do just fine. ;)

I have to call them today to stop the payment processing they are supposed to do tomorrow. What should I say? I really don't have the time to argue with them about this, as I will be the only one in my office today and expected to answer all the phone lines we have. Do I tell the "case worker" that I have a legal right to see something in writing before any arrangements and that they can send that to me first, in the meantime stop calling my office and please retract the payment arrangement?

I knew it was a crock but I was stupid and panicked. :( I'd prefer not to lose $179 tomorrow when my paycheck gets deposited into my account.

That was the other thing I meant to mention. This was the first and only time they've ever called me, so I don't see them calling again, especially after the arrangements were made.

Forgot to ask since dealing with Plain Green myself - how long from when the payment was missed until the call from CCS? Just curious how long until they turn over to collection. I sent them my letter to revoke ACH on the the 2nd of Oct, 2012. They acknowledged on the 7th of Oct, 2012.

Here's the funny thing about PGL and CCS - neither party ever.....ever contacted me by phone/email/mail. I check all three religiously and never received contact from them. I checked my spam folders and everything.

So the first contact I received was at work by someone who was allegedly calling from my local county wanting to serve me papers for check fraud. When I called CCS from the number they gave me, they said, "PGL isn't suing you, they're looking to have you arrested for passing bad checks".......

I've put a hold on my debit card, preventing all activity using my card number to occur. I'm hoping that will help slow down the process.

Which all sounds strange any way since you did't pass a bad check, you could have had to shut your account down for many different reasons. Place the hold on your card - will keep them from taking money I believe. I would still have them issue you a new one right away. Make sure the noted it as fraud on your card so if something does go through you will be able to dispute it. You never signed anything authorizing the so called in payment plan, correct?
How long was the process between missed payment and the scum from CCS calling you at work. I am some what lucky, they can't get to me at work - at best they can leave me a message. I have my home phone set to selective call acceptance, so if the number from them is not programmed in then they will only get a message saying that I am not taking calls and well if they get my cell number I will change it.

The last payment I made to them, I believe, was in April of this year. So it's been about 7 months or so since their last contact with me.

The hold is on the card and I did ask my cardholder about the potential transaction that may take place on my account tomorrow, and they said it shouldn't go through, but if it does to file a fraud report immediately.

I'll keep you posted!

Wow 7 months - guess I know what to expect now!! :D

Glad could try to help - Keep us posted, sounds like your card issuer is going to help you with the process and help keep your money safe.

I learned that trick from my own bank, they told me when we were going through this process if ever had to give out info only use card, easier to shut it down and just issue another and can be immediately reported as lost or stolen.

You do not pay these fools a single cent. Stop all transactions and put your bank account on 'Deposit Only' just to play it safe. You need to understand something here; these people are completely powerless and therefore resort to empty threats.

Even if the transaction goes through (and I believe your card issuer would not let that happen), you file that fraud complaint and on top of that, dispute the transaction as unauthorized.

I only say you should not pay them simply because today you are being called up by CCS and once you are done paying them, some other moron would start calling you before the week is over, saying the same things and collecting on the same account you thought you had just settled. This is a SCAM.

As steve said this is not about morally repaying your bill. This is about paying a scamming piece of trash. Plain green has already written off your loan - these guys have it now and paying them is futile. It's illegal debt.

So I just got a PIF from Plain Green, but after reading more I now have a question. Will they still turn the account over to collections?