Premiere Credit

You're absolutely right. The debt collectors can't reveal debt information to your in-laws. If the debt collectors call your in-laws again, tell them to give your contact number. Talk with these debt collectors and find out what the matter is all about. If you really feel that the debt is not yours, then you can send Cease and Desist letter easily.

Sue them for an FDCPA violation since they called your inlaws and discussed a debt with them. Unless they are a cosigner they violated the law.

What exactly did they say to your parents??? Word for word. Or did your parents just "assume" they were calling about money??

Have you thought about calling them and finding out what they want???

They called the in laws and said they needed to discuss a debt I owed. No, the in laws are not co-signors on anything nor have they ever been so they would not have any reason to mention it to them. I was just wondering if it was better to contact these people over the phone or via mail. I want to preserve my rights. My mother had an incident several years ago with a phone bill that was not even hers. She had it turned off when she moved to another town and whoever got it after racked up huge long distance and phone sex and psychic connections and they pursued her for a year. Even after the phone company admitted to her that she was not the name on the account when the charges were incurred. I don't want to spend huge amounts of time on a debt that is not mine.