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Please help!!!

Date: Tue, 01/26/2010 - 13:40

Submitted by jcrab1
on Tue, 01/26/2010 - 13:40

Posts: 86 Credits: [Donate]

Total Replies: 2


For the past 2 years, I have been paying on my Sears account, which is now owned by Regurgent. It was with PRS. Now it has been moved to Centrel Credit Services and they are trying to tell me that the balance is $1600 more then what is was when it was with PRS. I called Resurgent directly and asked how this could be and they are telling me it is because of interest. I called PRS and they said that they were never told to apply interest to the account. Now all of a sudden the account accrued interest for the past two years and my balance is $1600 higher. This doesn't sound right, so I asked them to send me an account print out, so I would be able to see all the interest that was supposedly charged for the past two years. They are telling me that they don't have that information. I have been fighting with them for the past week. Where do I go from here? I am so afraid of being sued or something. I am willing to make payments, but I am afraid to pay now that they screwed up the balance. PLEASE HELP!!!

I posted a similar thread, but didn't really get much response!


Sears sold it to Resurgent. I can understand interest being added, but Resurgent had it for the past 2 years while I was paying on it. They never charged interest then and now all of a sudden they want to start charging it. How can the same company not charge and then charge? It doesn't make sense and when I ask them for documents showing the interest charged on the account, they tell me they don't have such documents. If they don't have these documents then how would they know the account is accruing interest? Am I entitled to receive these documents if requested?


lrhall41

Submitted by jcrab1 on Wed, 01/27/2010 - 06:22

( Posts: 86 | Credits: )