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First IRS Legal Department What do consumers say about them?

Submitted by on Wed, 02/03/2010 - 13:53
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These guys are a bunch of ass clowns. First they called me on Tues and told me my outstanding payday loans (Both of them are illegal in California by the way) are a class C felony. Then he says he sent notice to my house on 1/25. That was last week. I tried to call them back and get an address where I can send a debt validation letter and the I kept getting hung up on and answering machines with no calls back. Then when I did get a live person the guy didnt even know what a debt validation letter was. LOL I asked how he could be in the debt collection business and not know. He refused to give me their address until I gave him my name. WTF should I do?


Quote:

Originally Posted by Anonymous
Should I send them anything I have not got anything from them


yes you should send them a DV(debt validation)letter.send it certified mail return receipt.you see,this is a bottomfeeder that collects on MTE pdl's.ten dollar payday is a D/B/A of MTE,and totally illegal.so is first integral recovery.they won't send you anything.send the letter,and either watch them dissappear,or find a contingency lawyer and sue them a good one.


Submitted by paulmergel on Thu, 02/04/2010 - 05:32

paulmergel

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Is First IRS Legal Department even a valid collection agency? I had my first encounter with them this week they called my work and told me if I didn't make a payment that day they would assume I was defaulting on the loan and take me court! I was so caught off gaurd and don't appreciate people threatening me I went off on the woman and asked her how she was going to take me to court when I have received no documentation on the validity of the charge and $200 bonus fee they wanted to tack on! I'm sending them a cease and desist letter as well any other documents needed to validate the amount of money they are trying to charge me. What a nightmare!


Submitted by on Wed, 02/17/2010 - 12:26

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Quote:

Originally Posted by Anonymous
Is First IRS Legal Department even a valid collection agency? I had my first encounter with them this week they called my work and told me if I didn't make a payment that day they would assume I was defaulting on the loan and take me court! I was so caught off gaurd and don't appreciate people threatening me I went off on the woman and asked her how she was going to take me to court when I have received no documentation on the validity of the charge and $200 bonus fee they wanted to tack on! I'm sending them a cease and desist letter as well any other documents needed to validate the amount of money they are trying to charge me. What a nightmare!


good for you my friend.make a bottomfeeder prove they have a right to collect.send the DV letter and watch them disappear.btw send the letters certified mail return receipt.


Submitted by paulmergel on Thu, 02/18/2010 - 06:57

paulmergel

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http://www.debtconsolidationcare.com/letters/sample6.html

format this letter to your needs, I would also add on it for them to include the name of the original creditor, date of last payment, the amount of last layment. Also ask for their license number to collect debt in your state(if a license is needed)

Send it certified Mail Return receipt requested.....do not sign your name on it, just initial it.


Submitted by pokertramp on Mon, 03/01/2010 - 19:16

pokertramp

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Quote:

Originally Posted by paulmergel
here you go my friend.send the letters certified mail return receipt to.
first integral recovery LLC%laura scott
9898 bissonnet street suite 690
houston,tx 77036
ph#877-777-2551

Thaks for this address. They told me they would call me right back and nothing since i told them i would report them to the Vt Attorney generals office. It appears they are trying ot double dip with Light house recovery services whom I have been paying.


Submitted by on Tue, 03/09/2010 - 15:44

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got a call this morning from a unknown number said that a warrent for my arrest had been issued on wednesday for a hot check. this rude b***h that claim she was the manager called me a few weeks back and when she wouldnt provide a adress or send anything to me i stopped answering. turns out the scam artist at the loan company said my 3 months of pay were intrest fees and loan is now $780 from from $300. so now i have to meet with a bondsman downtown to lift the warrent. BULLSHIT!!!!!!


Submitted by on Wed, 03/10/2010 - 21:57

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Warrant, my ass. There ain't no warrant. And I wouldn't be meeting with any supposed 'bondsman' about it, either. Here's some facts:

Debts are civil matters, not criminal ones.

You might be sued (highly unlikely for an internet payday loan, many of those are illegal/unlicensed), but you can not be arrested.

Even supposing that there was a warrant (there ain't!), a bondsman cannot have it 'lifted' (whatever that means).

Warrants are court matters. They'd need a judge to issue or modify one. Not a bondsman.

----------------

What state do you live in, and who was the lender? Online, right? Get back yo us, and we'll get you some real help.


Submitted by unclewulf on Thu, 03/11/2010 - 03:23

unclewulf

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A Mrs. Ferguson called my office today and said it was a pesonal matter and was very rude to the receptionist. When the receptionist wouldn't transfer her she said she was an officer of the law and when asked for her badge number she gave a number then hung up. She called back 5 seconds later asking for a girl that works here (which I put as a referance) and when she was asked her name she said Jack Daniels, then hung up again. She called a third time and was still Jack Daniels but asked for my supervisor but hung up before they could get the phone. I really hope she calls back and my boss gets ahold of her. I think I'm going to try seding that letter!


Submitted by on Thu, 03/11/2010 - 12:45

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they just called me a few days ago and told me they were suing us and i needed to let them know where we lived so they could send a US Marshal over to my house to sue me i told them I would not give them my information if they are suing me they should have it, friday i got a call asking if i would be home around 4 pm so the marshal could bring me the paperwork, HAHA they asked me if i needed the number on documents and i said No i will see it when u get here, surprise surprise no one came by my house


Submitted by on Mon, 03/15/2010 - 12:58

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FYI I reside in Arizona and have been getting calls from them non stop even after I told them to stop calling my work number. Then I asked them to verfy their licsence to collect in my state and Mrs.Ferguson which I think is a Mr. said umm mama we are not a collection agency we are a legal department! I said oh hmm weird then how the hell are you collecting a debt! SUE ME if you want you have provided me with nothing but BS and by the way that address to Houston,TX yeah I sent a letter to them and guess what? It came back as a bad address would you believe that? On top of all this I had another "fake collection agency" calling to collect on the same debt! What a freaking scam!!


Submitted by on Tue, 03/23/2010 - 13:03

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my husband is having the same issues this heffer keeps calling acting like an attry, now i know the law i went to school and grad for law so when i spoke up she called me a bully and hung up. people they are fake lighthouse has called here to check their website it doesnt work. i told them the next time they call im sueing them so if any of u would like to be part of the suit hit me up
You are not allowed to post your email address per the TOS.


Submitted by on Thu, 03/25/2010 - 12:02

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So this 18777772551 number keeps calling me and my work number. Telling me that I have a federal criminal case coming my way unless I pay them today. I told this Michael Tate guy that I was sending them a debt validation letter, and he said why, I have all the information right here. I told them that I would not respond to them until I received a return letter from them telling me the original creditor, amount owed, and their license number to collect in my state. He then told me that my account was going to be decided on at 3pm. today. He called my work and told my secretary that I have an arraignment at 9 am. tomorrow! I have not been notified of an arraignment by them. I'm confused and scared. What should I do now?


Submitted by on Thu, 03/25/2010 - 12:43

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i have been getting repetitive calls from these guys saying that the payday loan i took out was being listed as a hot check because my account was closed on 2 payday loans before they could collect the money they have threatened me with a warrant for my arrest and time in peison what can I do I live in PA please help


Submitted by on Fri, 03/26/2010 - 10:04

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Quote:

Originally Posted by Anonymous
i have been getting repetitive calls from these guys saying that the payday loan i took out was being listed as a hot check because my account was closed on 2 payday loans before they could collect the money they have threatened me with a warrant for my arrest and time in peison what can I do I live in PA please help


that is a BS lie by an illegal collector.you never gave them a check,and an ACH debit consent isn't a check.file AG complaints against these idiots.they can't and won't have you arrested.debts if the collector is legit are civil matters not criminal ones.


Submitted by paulmergel on Fri, 03/26/2010 - 10:23

paulmergel

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unregistered guest; these people have been calling me, I don't have any payday loans out , I had one and let these people scare me to the tune of 1200 dollar for a 300.00 dollar loan that I paid off about five times, I would pay it offf and they would keep coming back saying I still owed more. I paid the 1200.00 to First IRS and then told them not to call me again. I didn't hear from the for a long time but have popped themeselves up again. Well they won't get another dime out of me. I am going to call the Attorney General's office.


Submitted by on Sat, 03/27/2010 - 16:02

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Quote:

Originally Posted by Anonymous
okay so how come they are tellin me i have a hot check? i didnt give htem a check, and she said they "reproduce" a check....is that legal? do i really even have a hot check. I know i owe it but are these just scare tatics


that is a scare tactic.they can't reproduce a check.it has to be one of yours.no it's not legal for them to threaten that.file an AG complaint,and send them a DV letter certified mail return receipt.do not pay this scam artist.


Submitted by paulmergel on Mon, 03/29/2010 - 06:26

paulmergel

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i have been getting threatening calls from them for a few weeks now they told me if i didnt pay the money i was going to be charged with fraud. when i asked for the address theyx kept putting me on hold and some lady who she says was the owner of the company said "oh so u are refusing to pay" and i said no i want to take care of this but dont have all the money right now. she said" well how much do you have today? i said nothing till i get paid friday she said ur full of it and good luck and hung up on me should i worry about anything if i send this letter


Submitted by on Wed, 03/31/2010 - 19:33

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Quote:

Originally Posted by Anonymous
i have been getting threatening calls from them for a few weeks now they told me if i didnt pay the money i was going to be charged with fraud. when i asked for the address theyx kept putting me on hold and some lady who she says was the owner of the company said "oh so u are refusing to pay" and i said no i want to take care of this but dont have all the money right now. she said" well how much do you have today? i said nothing till i get paid friday she said ur full of it and good luck and hung up on me should i worry about anything if i send this letter


a couple of points here.

1)this woman is breaking the law talking to you like that.
2)you have the absolute right to get something in writing from these cretins.
3)the old "refusal to pay"line is one scummy bottomfeeding scams use to extort money.
4)never pay anybody like this without details in writing,and never give them sensitive info like a cc or bank acct #.they get money orders or nothing.that is also your right as well.
5)send the DV letters knowing that if the wicked witch of the west calls after that.you can sue them.they however being a bottomfeeding scam can't do the same.

there you have it.send the letter certified mail return receipt,and watch them either dissapear,or you sue them.


Submitted by paulmergel on Thu, 04/01/2010 - 05:31

paulmergel

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I got a letter from the Lighthouse Recovery Associates and since then I've been getting calls from the guy claiming to be with the IRS legal department. The address to LRA on the letter is: 11551 E. Arapahoe Street, Suite 150 Centennial, CO 80112


Submitted by on Tue, 04/13/2010 - 00:38

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I am going through the same nightmare with these people ... They keep calling my work and threatening me with a felony if these bad checks arent taken care of ... First of all it was a payday loan and no checks were involved, when i refused to talk with him about this at work he told me that i had to talk to him, that my walmart check card declined a payment that i agreed to pay , and something to my boss about arbitration and she hung up on him. He also said that he was going to take it up with affairs in pennsylvania... What does this mean does anyone know ??? What should or can i do about this someone please they are driving me absolutely crazy and feel like im going to have a nervous breakdown, im a single mother with 3 kids just trying to get by..... Anyone???? I would deeply appreciate some insight !!!


Submitted by on Fri, 04/16/2010 - 10:33

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Quote:

Originally Posted by Anonymous
I am going through the same nightmare with these people ... They keep calling my work and threatening me with a felony if these bad checks arent taken care of ... First of all it was a payday loan and no checks were involved, when i refused to talk with him about this at work he told me that i had to talk to him, that my walmart check card declined a payment that i agreed to pay , and something to my boss about arbitration and she hung up on him. He also said that he was going to take it up with affairs in pennsylvania... What does this mean does anyone know ??? What should or can i do about this someone please they are driving me absolutely crazy and feel like im going to have a nervous breakdown, im a single mother with 3 kids just trying to get by..... Anyone???? I would deeply appreciate some insight !!!


affairs in pa?that's a new one,and just another slick term these places use to try and buffalo people.get with your boss,and just start hanging up on these idiots.also file AG complaints.


Submitted by paulmergel on Fri, 04/16/2010 - 10:45

paulmergel

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has anyone ever got a call from someone else in the family, where a message is left on their phone, saying if they know this person, to press 1? Then they say they are attempting to collect a debt? The phone number is out of aurora, colorado. I tried calling the number they left, no answer.


Submitted by on Sun, 05/09/2010 - 17:12

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Quote:

Originally Posted by Anonymous
has anyone ever got a call from someone else in the family, where a message is left on their phone, saying if they know this person, to press 1? Then they say they are attempting to collect a debt? The phone number is out of aurora, colorado. I tried calling the number they left, no answer.



these people have been calling me since september. i ignore them now. i filed a complaint with the attorney general and ftc. they still call. at first they said i was going to be arrested when i renewed my dl. well, i wasn't. now they call every day and leave messages saying if i don't return the call by a certain time, usually 1pm i will be arrested. or they say i'm in litagation and wish me good luck. they say they are collecting on an old $400 loan and i need to wire them 3200 or go to jail.

at first i did try to speak with them on the phone back in sept. i was called every name in the book, really bad words curse words i can't put here. threatened with jail. told white trash people like me deserve to die. it's crazy. i asked if they would send me a letter and was told they have to send mail and i have no rights. i just hung up and filed with the attorney general.

they block their number when they call but still leave these crazy messages. claim they are lawyers. nothing but lies.

now i have some afni group sending me letters from debts over 5 yrs. every week i get a settlement offer of a diff amount.

i have no idea how my info got out to so many people but none of these supposed debts are on my credit report.

just stop answering your phone. if anyone was going to take legal action they would send something in the mail.


Submitted by missy leigh on Thu, 05/13/2010 - 10:18

missy leigh

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Hey the next time first legal calls let them know that you have all there information and you will let 20/20 on ABC News Network check them out. 20/20 did an expose months ago about bottom dwellers like these that made a family go on the run because of their threats.


Submitted by on Wed, 05/26/2010 - 20:39

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Quote:

Originally Posted by Anonymous
Hey the next time first legal calls let them know that you have all there information and you will let 20/20 on ABC News Network check them out. 20/20 did an expose months ago about bottom dwellers like these that made a family go on the run because of their threats.



i filed another complaint with the ftc. now they are calling friends of mine, since they show up on the caller id as 1st irs, my friend asked if they were the internal revenue service. and they said yes!!! i have a tape recorder now and will start recording the messages they leave. i may even answer the phone and record them yelling and calling me names. after my encounter on my cell phone months ago we had to turn off the landline. they started calling every few minutes. then all i had were blocked calls. it was them and i know it.


Submitted by missy leigh on Thu, 05/27/2010 - 18:59

missy leigh

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[QUOTE=Anonymous;671864]my husband is having the same issues this heffer keeps calling acting like an attry, now i know the law i went to school and grad for law so when i spoke up she called me a bully and hung up. people they are fake lighthouse has called here to check their website it doesnt work. i told them the next time they call im sueing them so if any of u would like to be part of the suit hit me up
You are not allowed to post your email address per the TOS.[/QUOTE]


Thank you for the information, I would like to be a part of this!!! They are threatening me as well.


Submitted by on Fri, 05/28/2010 - 10:58

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They called my sister today, Told her I was being investigated for check fraud. lol
I called the guy , a Mr Beasley. he kept trying to talk and all I kept saying was please let me give you my attorneys number, so he kept saying calm down , calm down. I hung up on him . I called back and he didn't answer. I left a message and told him if he bothered my relatives again they would sue him for telephone harassment. He said he represented cash jar when he called me again, so I called Cash jar, they never heard of him. I have reported him to the FTC and I plan to call the attorney general tomorrow. I don't think I'll be hearing from Mr "Beasley" again.


Submitted by on Tue, 06/08/2010 - 18:03

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Quote:

Originally Posted by missy leigh
these people have been calling me since september. i ignore them now. i filed a complaint with the attorney general and ftc. they still call. at first they said i was going to be arrested when i renewed my dl. well, i wasn't. now they call every day and leave messages saying if i don't return the call by a certain time, usually 1pm i will be arrested. or they say i'm in litagation and wish me good luck. they say they are collecting on an old $400 loan and i need to wire them 3200 or go to jail.
at first i did try to speak with them on the phone back in sept. i was called every name in the book, really bad words curse words i can't put here. threatened with jail. told white trash people like me deserve to die. it's crazy. i asked if they would send me a letter and was told they have to send mail and i have no rights. i just hung up and filed with the attorney general.
they block their number when they call but still leave these crazy messages. claim they are lawyers. nothing but lies.
now i have some afni group sending me letters from debts over 5 yrs. every week i get a settlement offer of a diff amount.
i have no idea how my info got out to so many people but none of these supposed debts are on my credit report.
just stop answering your phone. if anyone was going to take legal action they would send something in the mail.





Let me tell you, A man in Massachusetts was awarded big time money when he sued a debt collector. they called him all hours of the night and then would use foul language. they guy took them to court and won a settlement.


Submitted by on Tue, 06/08/2010 - 18:08

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Quote:

Originally Posted by Anonymous
Is First IRS Legal Department even a valid collection agency? I had my first encounter with them this week they called my work and told me if I didn't make a payment that day they would assume I was defaulting on the loan and take me court! I was so caught off gaurd and don't appreciate people threatening me I went off on the woman and asked her how she was going to take me to court when I have received no documentation on the validity of the charge and $200 bonus fee they wanted to tack on! I'm sending them a cease and desist letter as well any other documents needed to validate the amount of money they are trying to charge me. What a nightmare!



This is all so funny because this is the exacct thing that happened to me today..lol she called my JOB!!! this is the first time i have ever heard of them and also they haven;t tried calling my house or sending anything through the mail. I see that there is a such thing as a debt validation..what is that? and how do I get one to send to them? Please give me some kind of info on these people


Submitted by on Wed, 06/09/2010 - 14:48

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Quote:

Originally Posted by Anonymous
Thank you for the information, I would like to be a part of this!!! They are threatening me as well.

I am going through the exact same thing they actually have been calling my job everyday and interrupting business. this is all new to me so yeah of course it scared me and it got me wondering if im gonna go to jail. Im sick of these people!!! Who are they anyway I have never heard of them


Submitted by on Wed, 06/09/2010 - 14:51

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Everyone who complains on this site should file a complaint with the FTC. I just did!!!


Submitted by on Thu, 06/10/2010 - 10:18

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OMG!!! That gu has been calling me too...I paid off the paday loan ad he says i'm a liar and I will be sued fo faud...I got a paid debt form from the company I paid and he is still arrassing me he was yelling at me while I was at work...I was furious!! I satisfied my debtt and the company I paid said don't give them any info and ask for there bar number if they are lawyers they wont mind giving it. They also said don't give any info about yourself.
I called the number he gave me and it was a Micheal Tate so I left a message and told them all the info fo the paid dbt form and asked them to call me with the th info on my account and the liscence number and i on't want D.W. Beasly calling and harrassing e and I forwarded everything to my lawyer and he in tun forwarded it to he Attorney General andd hee will then nvestigate it and tun it over to the fraud department in at the FBI. Lets see what they hav to say now!!


Submitted by on Wed, 06/16/2010 - 04:29

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I have an old credit card debt from bank of america where my line of credit was only 500 dollars and with interest payments it shot up to almost 1000 dollars, I had origianlly set up payments to come out of my then checking account for 51.31 a month. that happened for about one year and now the dummies at Portfolio Recovery are saying that I still owe them another 500 dollars so subsequently I just stopped paying any money at all can I still send a Debt Validation letter to this company.


Submitted by on Wed, 06/16/2010 - 18:14

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I just got a call from them as well the lady said her name was Laura Scott and that she had my county sheriff department on the line and they will be sent out to my house to arrest me if I refuse to pay them 1269.00. I told them to send me a Debit Validation letter, she then refused and told me she is not sending me anything and that she will see me in court and she is going to make sure that I am put in jail for a very long time.


Submitted by on Mon, 06/21/2010 - 14:26

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Quote:

Originally Posted by Anonymous
I just got a call from them as well the lady said her name was Laura Scott and that she had my county sheriff department on the line and they will be sent out to my house to arrest me if I refuse to pay them 1269.00. I told them to send me a Debit Validation letter, she then refused and told me she is not sending me anything and that she will see me in court and she is going to make sure that I am put in jail for a very long time.


when you file the police report for that call.let them know about that.they will love to hear how a pig like that can lie like that.then file AG,and FTC complaints against this place then ignore their sorry A$$.they don't even deserve a response.


Submitted by paulmergel on Mon, 06/21/2010 - 14:29

paulmergel

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Ok I just got a call from a Mr. Mittchel at 1st Integral Recovery Services - He said they would proceed with charges unless I made 4 payments of $239.49, I know I owe the debt and I told him that I can make arrangments to pay back but he said they have to have $239.49 by tomorrow or else I will be prosecuted and charges will be filed for a bad check and in the state of nebraska I will be arrested and sentanced for fraud - has anyone got the same thing? I want to pay this I just cant afford all of this amount a month - can they do that right away? Should I contact a lawyer? Can anyone give me some legal advice PLEASE I am soooo worried! I don't want to go to jail!


Submitted by on Wed, 07/14/2010 - 08:41

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You can't go to jail for being in debt. They're trying to scare you and it's working :) Personally, I'd file complaints with FTC, BBB, AG and a police report for their gross violations of the FCPA. Then, I'd ignore them.

Have you tried contacting your original creditor to see if they still own your debt? They may allow you to set up an arrangement. I wouldn't deal with these bottom feeders in the mean time.


Submitted by OhioGal1 on Wed, 07/14/2010 - 09:26

OhioGal1

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Quote:

Originally Posted by Anonymous
Ok I just got a call from a Mr. Mittchel at 1st Integral Recovery Services - He said they would proceed with charges unless I made 4 payments of $239.49, I know I owe the debt and I told him that I can make arrangments to pay back but he said they have to have $239.49 by tomorrow or else I will be prosecuted and charges will be filed for a bad check and in the state of nebraska I will be arrested and sentanced for fraud - has anyone got the same thing? I want to pay this I just cant afford all of this amount a month - can they do that right away? Should I contact a lawyer? Can anyone give me some legal advice PLEASE I am soooo worried! I don't want to go to jail!


really,and how do you know you owe.because they told you.this place is a scamming bottomfeeder.never believe anyone who tries the fraud,or arrest card as debts are civil matters,not criminal ones.first file a police report because this person broke the law by stating they will charge you with anything.next file AG,and FTC complaints against this lawbreaking bottomfeeder.just don't assume anything,and never believe someone who calls and threatens like that.they should be reported not paid.


Submitted by paulmergel on Wed, 07/14/2010 - 10:22

paulmergel

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1st Irs is calling me at work and threatning to sue me. I tried to tell them that I would pay them bi-weekly but the Michael person said he rather take me to court for the 1500 in fees. I have sent them a registered/receipt required letter stating that I need everything he says in writing. Did I do the right thing? Any information would be greatly appeciated. Thanks!


Submitted by on Wed, 07/14/2010 - 11:58

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Quote:

Originally Posted by Anonymous
1st Irs is calling me at work and threatning to sue me. I tried to tell them that I would pay them bi-weekly but the Michael person said he rather take me to court for the 1500 in fees. I have sent them a registered/receipt required letter stating that I need everything he says in writing. Did I do the right thing? Any information would be greatly appeciated. Thanks!


the next time first IRS actually takes someone to court will be the first time,so you did the right thing in dealing with this bottonfeeding bunch.


Submitted by paulmergel on Wed, 07/14/2010 - 12:13

paulmergel

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Quote:

Originally Posted by Anonymous
Is First IRS Legal Department even a valid collection agency? I had my first encounter with them this week they called my work and told me if I didn't make a payment that day they would assume I was defaulting on the loan and take me court! I was so caught off gaurd and don't appreciate people threatening me I went off on the woman and asked her how she was going to take me to court when I have received no documentation on the validity of the charge and $200 bonus fee they wanted to tack on! I'm sending them a cease and desist letter as well any other documents needed to validate the amount of money they are trying to charge me. What a nightmare!



Hello I have had the same problem they called my job and friends cell phone and then threaten to take me to court. I did not get a word in and I had to try to out talk them, they are very rude and not good srvice and I am reporting them to everyone I know and to the BBB and I am not playing. I might be taking them to court and I aint even playing.


Submitted by on Mon, 07/19/2010 - 08:03

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