Question about the Bam Group
Date: Sat, 04/17/2010 - 11:07
I got a phone call about a month ago from a lady named Ms. Meeks at the Bam Group stating that I owed money for a past due PDL. I made a payment that month and set a payment up for this month. I was not able to make that payment because of financial issues. She called me two days ago and proceeded to tell me that because the payment was rejected and they had my recorded statement that I would make the payment this month they were sending someone to my job to serve me. She was very rude and hung up on me twice while I was trying to see if there were any other options avaliable for me. I eventually got her boss on the phone who told me she would help me out by rescheduling the payments for each payday until I am paid off. (I owe $615). She also told me that if these payments were not made there would be a warrent put out for me and I would get a felony charge against me for a bad check. Is this really what will happen? After reading the other posts on here I am really thinking I should not be paying these people any money. Can someone help me please???
Send them a letter revoking all debits to your account. I would
Send them a letter revoking all debits to your account. I would also go and close said account and open a new one. What they said is BS totally.
You want to make sure the PDL is legal in your state and you want to make sure they are legally collecting on a legal debt. Send a debt validation for that. In the letter tell them that while they may have a recording of you agreeing, you were scared into making that payment arrangement and if they really want to use the recording in court please go ahead as you are sure a judge would want to hear the entire conversation!
