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Help! I can't Finish Paying on a Settlement Offer for Citibank/Northland Group

Date: Mon, 04/19/2010 - 06:57

Submitted by anonymous
on Mon, 04/19/2010 - 06:57

Posts: 202330 Credits: [Donate]

Total Replies: 1


Hi Everyone:

You have helped me in the past. Now I am back with a question. I am working toward a settlement with a collection agency for Citibank. I am getting down to my last payment but things have been so tight financially I don't think I can afford the last payment.

I don't know how I should approach the collection agency.They said they can't strecth out my payments beyond the 5 months. My original terms were $4,186 over 5 months and the account is settled in full. I have left a sum of $1820 for this month, my final month. I had been paying what I could over the past 4 months. So, I am really scared. I want to pay them off but my budget is so so tight. I don't know what to do. The collection agency is Northland Group.


Any advice will help.