Dominion Law
Date: Wed, 05/12/2010 - 16:09
I just got a letter today about a company named Midlan Funding LLC. The lady on the phone I spoke to tried to get information out of me when my question was what is this bill for and I've havent seen this amount on my credit report or in the mail. She stated they are suppose to be for a credit card (Mastercard) HSBC I only have 2 credit cards and they are both Visas. Asked her if she had the number to the company won't give it to me stated that since they hired them I've got to talk to them, if I'm disputing this then need to send in a letter stating that I'm disputing the claim. My question is why I need to talk to them if I never had the card? They arent going to believe it or do anything about it at all.
Since they are not going to believe what you say, you would need
Since they are not going to believe what you say, you would need to deal with them in the proper way. Tell them that they have got five days to send you the dunning letter of collection. And, then slam them with a debt validation request. That would put the ball in their court. They wouldn't be able to continue with collection activities till they validate the debt properly.
Meanwhile, you can search the site to read more on Midland Funding Llc.
