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Date: Fri, 05/21/2010 - 21:28
Just last month my husband was served a summons, From Weltman, weinberg & reis. out of ohio. Claiming to represent Capital One CC. My husband did owe Capital one. He caved and bargined with them and settled. I argued with him not to so do but he did. Taking out a loan with his boss to pay this debt to them. Now i received a summons from them this month, original creditor was capital one. CACH bought this debt and called me several times in the past. I told them over the phone i would authorize 1 payment by phone in the amount of 50.00/ expecting a letter of agreement in the mail with proof as to balance and payments to be made in the future,, i did not hear from them again, until the thrid month after,,, after my checking account was over drawn, i made a call to the bank. here they had been taking the money out of my account for the past few months. I did not sign anything authorizing this what so ever. I had to pay a fee to have the bank put a stop check on the numbers in which they were using, she even went as far as 10 sets of numbers to ensure they didnt continue to try other numbers. they finally called me when they couldnt get themoney. I argued on the phone with them about this. and now a third party JDB is sueing me. I have sent an Answer letter to the courts denying certain allegations being brought agaisnt me. One that they say that i failed and REFUSED to liqudiate this debt. I have the information from the bank showing the withdrawals.... what can i do now?? be prepared for court. I think they are expecting me to fold like my husband did, and i will not.
Did you ever get a settlement agreement before your husband paid
Did you ever get a settlement agreement before your husband paid the settlement? If not, you are going to be SOL in a defense. Unless you have written proof, your bank statements will mean nothing.
