In the regular mail in July, I recieved a "Notice of Filing Civil Lawsuit" . . On the first page the letter states, "This letter does not constitute 'service'. However, the Citation is being turned over to a process server and they will begin attempting to serve you." I flip through this "filing" and the thing was filed in April!!!
NOW WHAT? Do I wait for a process server? Ignore it? How can I be legally served and how long does this CO. have to serve me once it is filed? In my opinion, I feel like I haven't been served...not legally. I haven't seen anything in the paper.
Please HELP! Sorry if this message sounds jumbled!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.