OK, anyone have any facts about this kind of voicemail?
Date: Tue, 07/27/2010 - 16:57
Alright, I know that if a debt collector calls your answering machine, and leaves a message like "If you are not John Q. Customer, please hang up now...", that theya re breaking the law.....
But what if they do not identify the person they are calling for? What if they just say "This is ABC, we are a collection agency and this call is an attempt to collect a debt. Please return our call to !-800-blah blah blah"....is that also a violation? I would think so, because they have identified that they are calling your house about a debt to anyone that could hear the message. But I need more than opinions on this one, does anyone have any case law or factual examples where this has been shown to be in violation?
But what if they do not identify the person they are calling for? What if they just say "This is ABC, we are a collection agency and this call is an attempt to collect a debt. Please return our call to !-800-blah blah blah"....is that also a violation? I would think so, because they have identified that they are calling your house about a debt to anyone that could hear the message. But I need more than opinions on this one, does anyone have any case law or factual examples where this has been shown to be in violation?
Quote:Originally Posted by skydivr7673Alright, I know that if a
Quote:
Originally Posted by skydivr7673 Alright, I know that if a debt collector calls your answering machine, and leaves a message like "If you are not John Q. Customer, please hang up now...", that theya re breaking the law..... But what if they do not identify the person they are calling for? What if they just say "This is ABC, we are a collection agency and this call is an attempt to collect a debt. Please return our call to !-800-blah blah blah"....is that also a violation? I would think so, because they have identified that they are calling your house about a debt to anyone that could hear the message. But I need more than opinions on this one, does anyone have any case law or factual examples where this has been shown to be in violation? |
i for one have gotten those automated BS calls before.those are iffy,but anytime a debt collector identifies themselves as such on a voicemail it can be construed as 3rd party disclosure.that is why alot won't say it on message.just a generic message stating the person call them asap.so yes it has been on these forums before.actuallt stating you are a debt collector on a voicemail can be 3rd party disclosure as it can be heard by others.
