CA Shows up on my Credit Report, I send DV letter, account shows up as closed?
Date: Wed, 08/11/2010 - 04:28
Does this mean they've sold it to someone else? It also reflects that it has been open since January but the previous report (this time in June) is the first it was on.
Arrgh.
If the collection agency has not validated the debt you can disp
If the collection agency has not validated the debt you can dispute this item with the credit bureaus. The CA may have sold off the debt to another collection agency.
In my DV letter I told them I required a reply within 30 days an
In my DV letter I told them I required a reply within 30 days and it's only been 9 business days since they received it (July 29). So I can't dispute it yet right?
Did they possibly sell it to another CA because of my letter or just bad timing with my letter getting to them since they have apparently had it since Jan?
there is no set time frame with which a collection agency is req
there is no set time frame with which a collection agency is required to respond to a dv request regardless of whether you demand it. they are however required to stop all collection activity until validated, no matter how long that takes - assuming you sent within fd period.
i wouldnt be surprised to find they sold it. which means you will have to dv the next agency as well as the request does not transfer.
