For People Being Harrassed In Florida
Date: Thu, 08/12/2010 - 14:36
If you are recieving calls from debt collectors threatening to contact your HR Department or, your manager, have you fired etc. in Florida they are breaking the law. The State of Florida has it's own consumer protection laws called The Florda Consumer Collection Practices Act.
Under this law a collection agancy may not call you at work unless they have obtained a judgment against you. The law reads:
559.72(4)
In collecting comsumer debts, no person shall:
Communicate or theaten to communicate with the debtors employer prior to obtaing a final judgment against the debtor, unless the debtor gives her or his permission in writing to contact her or his employer or acknowledges in writing the exsistance of the debt after the debt has been placed for collection, but this shall not prohibate a person from telling the debtor that her or his employer will be contacted if a final judgment is obtained.
They can be liable for damages up to $1,000 for violating your state rights, be fined up to $1,000 by the state, or have the companies license suspended or revoked.
Other notable facts and links for people in Florida:
The statute of limitations in Florida is 4 years on credit card debts.
Under this law a collection agancy may not call you at work unless they have obtained a judgment against you. The law reads:
559.72(4)
In collecting comsumer debts, no person shall:
Communicate or theaten to communicate with the debtors employer prior to obtaing a final judgment against the debtor, unless the debtor gives her or his permission in writing to contact her or his employer or acknowledges in writing the exsistance of the debt after the debt has been placed for collection, but this shall not prohibate a person from telling the debtor that her or his employer will be contacted if a final judgment is obtained.
They can be liable for damages up to $1,000 for violating your state rights, be fined up to $1,000 by the state, or have the companies license suspended or revoked.
Other notable facts and links for people in Florida:
The statute of limitations in Florida is 4 years on credit card debts.
Miti, thank you for sharing the useful information here :)
Miti, thank you for sharing the useful information here :)
that law means that a CA cant call your hr, verify employment, e
that law means that a CA cant call your hr, verify employment, etc
it does not prohibit from contacting a consumer at their place of employment
all you need to do there is tell them that they cannot call you
all you need to do there is tell them that they cannot call you at work--federal law already establishes this. If they are told that your employer does not allow such calls, then by law they cannot call.
