Collections NOT on credit report
Date: Wed, 08/25/2010 - 21:04
I have two collection agencies calling but neither are showing up on my credit report. I have four collection accts on my report now that I am trying to pay off first.
Should I pay the other two even though they aren't showing up?
Should I pay the other two even though they aren't showing up?
Don't use your credit report as the "all knowing all seeing" gui
Don't use your credit report as the "all knowing all seeing" guide to what you owe. Some debts that you legitimately owe might not show up on your credit report because that company decided not to report it. Make the CAs give you documentation stating that you owe the debt they are calling about. Once they verify that you owe the debts then you can decide whether you want to pay them or not.
