He's desperate
Date: Sun, 02/27/2011 - 05:36
I received a couple letters from attorneys looking to help me against suit filed. Suit filed? I had no knowledge. Went to county clerk site and found. He filed under Capital One vs "me" - I researched and found that is fraudulent. What my question is....I started receiving letters from collection agencies in 2007. I sent response requesting validation. They didn't respond and so it went on to the next collection agency....until now Michael Scott is the 6th or 7th to have received. Weren't my rights violated in the first place when the first one didn't validate? Wouldn't it be illegal for them to then send it on? Isn't it the junk debt buyers burden when bought? What is my legal defense in this matter? The card limit was $500 however each time it is passed they add on to the amount. He is saying it is not $1600+. He has also reported the amount to the credit bureaus and has it looking as "new" when in actuality it is past the SOL. He filed the suit 10 days before SOL as a last ditch effort. Advice?
How is this account fraudulent? You say you had an account....i
How is this account fraudulent? You say you had an account....interest and late fees continue to add up....when you are sued court and legal fees are passed on to you.
No, your rights were not violated. The DV only applies to the agency that is currently holding the account. If you DV and they dont want to validate, they dont have to...they can close it and return it...they just cannot collect on it.
Keep in mind that if it is in fact CAPITAL ONE vs you, none of these agencies ever owned the account.....the accounts were simply assigned by CAP ONE. Doesnt sound like any junk debt buyers are involved.
