Time fram to Validate

There is no time frame for a ca to validate. However all collection efforts must stop until they do validate.

Okay so I sent a DV letter to a company on Friday, It was signed for on Monday. So they can't further the collection process until I have something in writing. What if they do try to contact me?

Inform them that they are in receipt of your DV letter and that you will be happy to talk to them after your receive the requested information, but until then ???????Please do not call me again???????.
If they call again send a second letter.They don't always play by the rules so you'll have to be firm with them. But then again I have worked with some very good CA's

I sent a DV letter to Academy collections in October and now I have received a letter from an attorney's office. This letter is similar to a CA's letter and says I have the right to validate. Do I? Academy never validated the debt.

Send the attorney's office a DV letter. You do have the right to validate the debt.

Geberally, according to the fdcpa a collector can choose even not to respond at all, as long as collection has ceased. But, according to some states' law, they indeed have a time frame (usually 30 days) to make some sort of response.

That is what I though that they had 30 days to respond.

ladybug

ladybug, it depends on your state law.

Thanks for the information, LawStudent. I'd been laboring along under the impression that the 30-day time frame for validation was a provision of fdcpa or similar federal law.

MILIO - Regardless of what I just wrote to LawStudent, stand your ground against the collection agency. Send them the DV letter. [Guest, send one to the shyster lawyer, too!] And don't give'em one thin dime until they produce the requested validation. This is not a stalling tactic or evasive maneuver. It's an exercise of your rights under the law.

Law Student, Do you know if NY has the 30 day time frame for a CA to validate. Where can I find this info.

Good question Kash, I would also like to know for the state of nebraska where to find this info from.

ladybug

Those sort of laws are usually located in your state's Finance Code under sections dealing with debtor/creditors. You might google your state with the tag "finance code". I don't know about NY either, but hockeyman would, if he sees this thread. States which I know have these sort of laws (giving the time limit to respond) are Texas and maybe Florida.