trying to collect a debt that does not exist
Date: Mon, 07/23/2012 - 11:42
I received a collection notice from Enhanced Recovery Company for a service provider. When I called them about this (because I am always on time with my payments to this provider) they told me that it was a debt from October 2005.
I contacted then service provider, they had no record of this debt. They recommended that I go to a local branch of theirs and they would be able to go back further in their records. I then went to my local branch and asked about this "supposed debt" . They reviewed my records and found nothing indicating that I owed on my account.
This sounds like a SCAM. Why would anybody still be trying to collect something from 7 years ago. By the way...before this letter I had NEVER received anything about a debt.
What are your recommendations? Who can I report this company to?
I contacted then service provider, they had no record of this debt. They recommended that I go to a local branch of theirs and they would be able to go back further in their records. I then went to my local branch and asked about this "supposed debt" . They reviewed my records and found nothing indicating that I owed on my account.
This sounds like a SCAM. Why would anybody still be trying to collect something from 7 years ago. By the way...before this letter I had NEVER received anything about a debt.
What are your recommendations? Who can I report this company to?
Have whatever local branch you went to give you a document sayin
Have whatever local branch you went to give you a document saying you owe nothing, then forward it to this collections agency. That will shut them up.
1. Pull your credit report and check what are the items being re
1. Pull your credit report and check what are the items being reported.
2. Which state are you from? The debt might be past the SoL and you can just send them a C&D letter once the SoL has been confirmed.
3. If this turns out to be a scam, report them to the FTC and the AG.
