collection agencies running unathorized credit report
Date: Fri, 01/21/2011 - 07:36
Can the collection agency run a credit report on me? Even if I have never agreed to them doing so.
If they've been assigned your debt, they can legally access your
If they've been assigned your debt, they can legally access your credit report. I believe they do that to see what other debt you have, if you're defaulted on other debt, etc. to see what they can get from you. Mine was accessed when an account was turned over to collection.
Yup, collection agencies have permissable purpose ...you do not
Yup, collection agencies have permissable purpose ...you do not have to agree.
aubrey - thats only part of the reason a collection agency would
aubrey - thats only part of the reason a collection agency would run your report. reports list your addresses, phone numbers, JOBS, whether you have paid off or are currently paying off a car, have a mortgage (and thus own a home) etc... a veritable wealth of information for collectors :(
