IDT Carmel Collection~unauthorized withdrawl

Date: Thu, 02/07/2008 - 21:56

Submitted by anonymous
on Thu, 02/07/2008 - 21:56

Posts: 202330 Credits: [Donate]

Total Replies: 1

I have a question about an uathorized withdrawl from my account. I owed old Credi card debt of $648.50 It was stupid of me but I gave the rep my checking account info over the phone and they deducted that money. But on top of that authorized withdrawl they made an UNAUTHORIZED withdrawl of $742.50. So my account was overdrawn over $900 because of overdraft charges. I spoke with IDT Carmel they said they are working on getting me my mondy back. But it isn't fast enough I have been living with no money for 3 days now. Is there anything I can do about the unauthorized withdrawl??? any suggestions

Go to your back and dispute the charge through them, you should

Go to your back and dispute the charge through them, you should get all your fees and everything back. You need to do this as soon as possible, because there is a time limit on this. This happen to me with a smaller amount. Disputing it at the bank will not cost you a dime and the paperwork is minimal, I would go there today if at all possible, this is the only way that I see to recover the money and all the fees, IDT carmel is not going to reverse fees that is for sure.
The bank will ask you how they got your account information, you can tell them that you gave it to them, it is no big deal there, but you did not authorize the transaction that big.

hope this helps, I know it will work, at least it did at my bank. You need to go as soon as possible.

lrhall41

Submitted by jos82003 on Sat, 02/09/2008 - 05:45

( Posts: 170 | Credits: )