debt collector calls

that's a bottomfeeder for you.i wouldn't worry about it.

These are what you call shady debt collectors. These are usually people that have been passed your account from another collector that could not make good.

Here's what I do with something like that: If someone calls and asks for me by my full legal name, I don't pick up, because chances are it's either a collector or a telemarketer. I go by a nickname, so if someone calls for me and uses my nickname, I know it's legit. Might be something you want to look into..

Wow you guys like to run from your debts huh? This site is for people that actually need help and are not running from thier responsibilitys.

runnig from my debt? you have no idea-i only have one open collection account on my cf and as for your info i am making payment arrangements on that currently..i have scumbag debt collector calling me for accounts i do not and have not had any affiliation with..l.so before you post rude disconcerning remarks, i suggenst you look further into the situation..and furthermore, this individual calls when i am at work-i'm not hiding from anyone period..

Oh believe me, I have tried to work with a few CA's in order to take care of debts I got behind on while I was unemployed. I have only managed to take care of one.

The CA's seem more interested in playing their worn-out old cliche'd CA games than to deal with me professionally and above-the-board, while violating the law in the process.

I'm currently suing two CA's that decided to play their games rather than realize I'm trying to take care of my debts and work with me. So now the debts ARE going to be settled as part of the agreement and the CA's will have to pay my attorney's fees. And believe me, I have everything so well documented, there is nothing the CA can really do besides settle. Unless they do want to go to court, which I'm all too happy to do!

good for you floridaron-make em accountable if they do something wrong...hope it all works out for you..keep us posted :)

Get a copy of your credit report and find out what EXACTLY is on your report. If this is not on your report get a hold of the federal credit agency and open a dispute on it. If you were working, living, or anything else at that time that this account was opened they will fix it. There is word of scammers calling people and trying to convince them that they have small balance accounts with them to get you to pay them. What they do is buy your ssn off the internet and do a backround on you. Find you then call you with all your current info and say you owe them money. YES technically i can buy your ssn right now. Its sick to know but its a true reality that this is possible.

The solutions to most peoples problems are easy. In the same amount of time you chose to answer me you could of opened up a dispute with the credit bureau and been on the first step for this to be resolved. I am just tired of people complaining of being bothered and owe money. Its the reason that our country is in trouble and i struggle to feed my child and get denyed from getting welfare. Single man, wife died, 10 yr old child, no help. because of owed money by large corps and they owe because ppl cant pay thier bills. Im sorry i dont mean to vent here.

get it straght jack-I DON"T OWE ANYONE $-got it? Maybe you are lower functioning and don't understand...all of my debts are PAID or one on payment plan..no junk debt buyer has a reason to call me for anything...i work at a professional jub and manage my money absolutely well, my debt to income 16%-do you understand that..i have checked my file and no one is there that shouldnt' be there..and as for our contry-its a society based upon debt-hence why we have a defiset-therefore you have no reason to judge anyone..

You said.....
what debt collector call from an unavailable number and simply says your first name on the answer machine? they say several times trying to trick you into picking it up as if they were someone who knows you-but just hangs up when you don't answer? happens atleast 6x a day when i am at work..



I answered.....
Get a copy of your credit report and find out what EXACTLY is on your report. If this is not on your report get a hold of the federal credit agency and open a dispute on it. If you were working, living, or anything else at that time that this account was opened they will fix it. There is word of scammers calling people and trying to convince them that they have small balance accounts with them to get you to pay them.



You inquired about someone you dont kno from a blocked number. Any dumbass with an idiot name like yours would know that collectors cannot block thier number, its illegal.
Nice grammar by the way. What country are you from? You can barely spell.

And referring to your.... "and as for our contry-its a society based upon debt-hence why we have a defiset-therefore you have no reason to judge anyone.."

it leads to my comment as people, A SOCIETY you idiot. people are part of a society make you part of a society you loser. Go home immigrant

Offensive comments made again by same poster but as guest.

Mods please lock thread thanks!

What Federal Credit Agency? Never heard of them.
As for disputing a debt it is done and the CA "verifies" the debt and it stays.

The truth does hurt huh? I was attacked first if you can read correctly.

The Federal Credit agency that governs the CA's. You should try to talk what you know! I was just recently laid off from a collection agency, I am trained in the laws of the job i had, and i know ways to screw debors and CA's royaly. So dont sit there and tell me about CA's I WAS ONE.

what's a debor?by the way you worked for the lord god king of bottomfeeding humanoid CA'S.

This thread is being locked. Productive and helpful comments are welcome, but personal attacks and insults are not.

Play nice, folks, or don't play at all.

Yes Brickface, I can see why you were laid off. Good collectors are moved to other areas when they loose a client. Poor collectors are let go.

There is no Federal credit agency that governs CA's. Maybe you thinking the FTC?