Default Judgement

The extra costs are probably legal costs,attorney fees,and interest they are allowed to charge once they win a suit.By not showing up,they won automatically.I would send them a validation letter asking for a breakdown of costs on the judgement.I would also find out how your spouse ended up on that document.The hearing you are going to is probably to discover what you are worth & you can be found in contempt of court if you do not go.If found in contempt,they can lock you up.

My attorney told me legally after two years of no communication about a bill, you are not liable. Get you an attorney to write you a cease and disist letter to them. And if you have proof of how long it's been , thats even better. Hope this helps, Tracy

I am sorry that your attorney is giving such bad advice.What this lawyer is advising is a huge trap for an instant judgement. Civil actions in court are regulated by the statute of limitation laws for that state and that particular financial instrument.If you were to cease & desist someone with real evidence of a debt,you would end up like the op here with a legally recorded judgement. If op is crazy enough to miss that courtdate,they most likely will be found in contempt.

How can i avoid going to court... Dunstone has the original judgement against me... can't I just pay the court where the judgement was placed originally and then show that proof to this new agency?

Your judgement was purchased by the new agency.Send them a validation letter like I stated and ask for a copy of judgement,proof of ownership/assignment of judgement,and a complete cost breakdown.Once you have these papers,then you can settle.Note,you may be able to get a majority of these papers from the courthouse public records section.

This is an interesting statement:

"My attorney told me legally after two years of no communication about a bill, you are not liable."

What state is this law from?

One bit of advice to the OP....don't miss another court date if you are unable to come to a payment agreement with the new collection agency. To do so would only look badly on your part, and the judge would have no choice but to rule in the creditor's favor. It's already going against you that this debt wasn't paid when originally incurred, and went to judgement.

Yes, that was bad advice from the attorney.

Quote:

You need to take a look at the laws from arizona, Here is what I found; Quote:
Arizona Statutes of Limitation

Written contracts: 6 years, runs from date creditor could have sued account.

Oral debts, stated or opens accounts: 3 years.

Actions for fraud or mistake: 3 years from the date of the discovery of the fraud or mistake.

Actions involving fiduciary bonds, out of state instruments and foreign judgments: 4 years. NOTE: Arizona applies its own statute of limitations to foreign judgments rather than that of the state that originally rendered the judgment whether the judgment is being domesticated under the Uniform Enforcement of Foreign Judgments Act or pursuant to a separate action on the foreign judgment.

An Arizona judgment must be renewed within five years of the date of the judgment.

Hi, I helped one of my friends who is a cab driver to fix his taxi cab.I have a promisory note and also a verbal staement where he agreed to pay me hundred dollars a week until the amount was paid in full.i mde it more easuer for the borrower to pay me fifty dollars a week instead of the hundred.he made a few apyments and now the defendant has stopped paying me,i have filed a claimm against him and the matter is still pending un court.it is obbivious that i will win the judgement but my question is how can i recover my money back because the only asset he has is his taxi cab which can be used to reciver the money.kindly dvise me.
Thank you
Ranjeevraj Alve