Offer good or not??? Need Advice
Date: Wed, 11/07/2007 - 16:29
I DV'd Unifund and they sent back all the required paperwork showing this debt is mine.
The oustanding amount owed to them is 5835.92
They also sent me a settlement agreement letter saying if I payed 4669.00 by Novemeber 30th, my account will be marked as settled in full with a zero balance and reported as such to the CA'S.
I still think the settlement they offered is too high being that Unifund is considered Junk Debt buyers and prably payed close to nothing for this account.
Should I send them a letter saying i am willing to settle for 3000 and they will get it before Nov30th?
What do you guys think is a good counter offer on the original amount?
It is within the SOL and I do want to get this paid because im trying to clean up my credit in the hopes i will try and buy a home next year.
most CA i ask for a deletion won't budge at all.
It is a double edge sword because if you don't pay you probably will get sued and I've heard that Unifund has no hesitation in sending you to Litigation.
The oustanding amount owed to them is 5835.92
They also sent me a settlement agreement letter saying if I payed 4669.00 by Novemeber 30th, my account will be marked as settled in full with a zero balance and reported as such to the CA'S.
I still think the settlement they offered is too high being that Unifund is considered Junk Debt buyers and prably payed close to nothing for this account.
Should I send them a letter saying i am willing to settle for 3000 and they will get it before Nov30th?
What do you guys think is a good counter offer on the original amount?
It is within the SOL and I do want to get this paid because im trying to clean up my credit in the hopes i will try and buy a home next year.
most CA i ask for a deletion won't budge at all.
It is a double edge sword because if you don't pay you probably will get sued and I've heard that Unifund has no hesitation in sending you to Litigation.
Still seems a little high for a junk debt. Also, it depends on
Still seems a little high for a junk debt. Also, it depends on what paperwork they sent you (validating the debt).
