Please Help

Welcome to the Community :D Here is one of many links about this happening to others at http://www.debtconsolidationcare.com/forums/fsm-group-14.html . It appears that they do this on a regular basis, which is far from legal.

Who did you have your loan with and what state are you in?

Keep notes, messages and other things you get from them, in case you have to use it later.

Threateneing to arrest seems to be one of the lines all,or most CAs use to intimidate others. Hang in there, we are here to help..karen

My payday loan was with 500fast cash and I am in California.
I want him to stop calling my work, I don't want to get fired because of him.

Tell him he is about to be under investigation if he doesn't leave you alone. Do let them itimidate you and don't back down. I myself have received calls from these people and I just laugh at them. Tell them that if he doesn't stop calling you at work you are going to inform your local authorities.
I told one guy that my Uncle works for the FBI and he is sitting right next to me..Would you like to discuss my case with him and he hung up.

Actually it is funny because I haven't actually talked to him, but each time I tried to call him back at the number he gave I got a generic voice mail. If it was so urgent that I call him back how come he never answered when I tried to call him back. I actually left him a message saying that it is illegal to threaten someone with arrest for not paying back a loan and that I would be filing complaint with the attorney generals office. I have feeling he won't get the message though.

Oh, that's too funny Pink!! One CA told me I was going to be arrested too. I told them that would be wonderful, I needed the rest. I then went on to say that I took care of my mother, my disabled son, etc., and talked and talked about how nice it owuld be for someone to wait on me for a change--he got mad and hung up :lol:

lol, thats funny. I had another one tell me when I called that I had to hold because he was on the other line talking to the District Attorney about my case. Yeah, okay..I'm pretty sure you are going to put the DA on hold to answer another call. What a bunch of idots.

See LLindsay, what a bunch of idots we are dealing with. Once they realize they aren't getting any money from you they will eventually back down to go prey on the next victim.

I also said in the message that I would not be paying them a dime until I got some written validation of what he is collecting for. And that if he wanted to send 20 people over to arrest me that I would be waiting for them at the front desk. I felt really gutsy when I left the message, but now I am getting scared again. I just don't want him to get me fired that is my big fear.

They threaten prople to get them scared into doing something quickly, before they can find out if they owe them or not.

The one I have been dealing with for over two years has done and said everything. Once I stood up to them, they didn't do the threatening so much. In fact, they told me they knew which site I was getting my info from, and this site was wrong! They also said they knew I was "debt educated", like I had leprosy or something!! I told them it was abot time I was :lol:

Guest, crawl back into your slime pit and keep your pie hole shut if you can't say something constructive.

Did I miss something?? I'm assuming there was a post above the guest post that wasn't so nice and was deleted.

PinkLady, some smart mouth had something to say about Karen. I am guessing that it was deleted.

if that is the case guest then yes,it was deleted.to lindsey,you are doing great.just don't be scared,have your boss tell the clowns you no longer work there.that usually works to stop the call at work.

I think the Bulldog deleted it about 30 seconds after I called it out. :evil:

I agree keep posting your wisdom Karen....you are so nice and helpful here..why would ANYONE have a reason to disagree with you or call you a flat out liar? That is so un-called for! Rock on Bossy!!!!!

Thanks Guset! Don't know why,too much time on their hands I guess. karen :D

You're welcome Karen.

Easy there, sport!

Jost because a CA is hounding someone does not, in and of itself, prove that the person actually owes the debt. That's what validation is for, remember?

Also, remember that there are accepted standards of conduct and professionalism in the business world. In this industry, those are enforceable by law. Just because somebody's working on commission, and maybe a little tight for funds themselves, is no reason for them to cross the line.

Hello,
I saw your postings and I too am now being threatened with an arrest as well as "federal check fraud" charges. Do these people havea leg to stand on? Yes, very thinck accent barely could make out the number on my machine. Incidentally, they have a way old employer of mine listed, in fact the employer is out of business. Do they have tools to skip trace me to find my current employer and begin harrassing them? I work for a very large bank and they would not stand for any rumours about check fraud....could I really be arrested? They will not even tell me much about dates, etc and although there is a slim chance that this was NOT included in my BK, I was told to call this guy back (He answers the phone like they are in a garage, not a legit company) and then to tell him to get his Manager-what a farce.
My question, please help, do they have a leg to stand on, this is for a payday loan in 2004, in the state of Colorado. Do I dare waste attorney fees or is this a CA trying to strong-arm me?
HELP HELP and thanks.

ryman,this place bought your information from a former pdl of yours.they can't do diddly squat to you.if they haven't called your current work i wouldn't worry.the information they have is from your old pdl.just hang up on them.none of what they threaten they can or will do.when they start talking hang up.
that is all.do not even talk to them.

they tried to take money out of my account which i disputed and my bank took the money back, now they have tried to call me but i havent answered..has anyone had any dealings with this company

sorry the name is smith haynes watson company