SOL has just been expired

Good question, you have come to the right place and welcome to the site. Someone with more advise will be along soon.

thanks,
Luke

That IS a good question. I would think that it would apply to the state in which the account was open, but someone else will be along shortly who knows better.

I think that after you live in a new state for a certain period of time before you are actualy considered a resident. Some places it is as soon as you get your utilities and some places it is after 6 months. After that time you are subject and bound by those laws.

If unsecured credit, yes if you are now a resident of NY it will be 2 years longer.

I know that some states have borrowing statutes, but I'm not sure if NY does. But you could look into that.

Please review your states sol laws very closely.Some states have wording that if they are a longer sol state and you would be punished by moving there,the shorter state sol applies. This will have to be confirmed by state law.

Thank you.