why has CA (U.R.S.) stopped calling?
Date: Mon, 02/15/2010 - 18:29
Thanks,
M in N.C.
It really depends. There are some good debt collectors out there
It really depends. There are some good debt collectors out there. From what I have seen, they do not usually sue. The most they do is try to contact a consumer by phone and mail. If they fail and see you really have nothing, such as assets or money, they will sell it off to another collection agency. You never really know if a debt collector is going to sue. What I would see happening is them giving your information to an attorney in your state and they would be the next ones to contact you, you then have 30 days to dispute the debt.
What is the exact name of the company?
When was the last time you paid on this card? Statute of limitat
When was the last time you paid on this card? Statute of limitations is 3 years in North Carolina.
United Recovery is not a good company and they like to re-age debts on peoples credit reports, so be sure to check yours to make sure it is accurate.
http://www.budhibbs.com/collectorpages/united_recovery_systems.htm
It's been eight or nine months since I made a payment to the ori
It's been eight or nine months since I made a payment to the original creditor and I have not made any payments to U.R.S.
Chances are they just returned the debt to the O.C. for re-assig
Chances are they just returned the debt to the O.C. for re-assignment. You should at least have 3-4 months of silence before collector 2 of 3 contacts you. When you hit the 3rd collector do be warned this is usually the final CA that will call you prior to suit (if they are going to do so).
Will 100% of ALL credit card debts go to law suits if not paid?
Will 100% of ALL credit card debts go to law suits if not paid? The O.C. is Cap. 1 with balance of $1800.00. original was $1000.00 the rest is from add-on fees. Should I call Cap. 1 and ask if its been returned to them? If so, is there any chance they will work with me on a payment plan?
Thanks,
M in N.C.