Share post
Share
Debt Consolidation Forums Collection agencies and creditors forums

validated letter

Date: Sat, 09/09/2017 19:57
member profile picture
Posts: 1
Credits: 0
[Donate]

I would like to know who do I send the validate letter to? Is it going to the original people I owe or the collection agency?




Dend the debt validation letter to the collection agency via certified mail.

Sub: #1 posted on Mon, 09/11/2017 - 04:06

ditchdebt ditchdebt

(Posts: 679 | Credits: )

As per the Fair Debt Collection Practices Act (FDCPA) , You have to send the debt validation letter to the collection agency via a certified mail, if they fail to send written validation of debt within five days of contacting you.

Sub: #2 posted on Mon, 09/11/2017 - 07:07

Barbara Delinsky Barbara Delinsky

(Posts: 432 | Credits: )

Do not start making the payments before the collection agency validates the debt.

Sub: #3 posted on Tue, 09/12/2017 - 05:54

Good Nelly Good Nelly
Industry Expert
(Posts: 2827 | Credits: )

You have to send a debt validation letter to the CA and make sure you make payments once the CA validates the debt.

Sub: #4 posted on Tue, 09/12/2017 - 06:03

Sanders Patricia Sanders Patricia

(Posts: 1234 | Credits: )

Validation letter is for the collection agency. You send this letter to the agency to check whether or not they qualify to collect the debt from you. It has nothing to do with the original creditor.

Sub: #5 posted on Wed, 09/13/2017 - 04:41

Phil Bradford Phil Bradford

(Posts: 166 | Credits: )


DebtConsolidationCare (IAPDA member)
BBB (A+) logo for DebtCC
Connect With Us
About Us | Contact Us | Privacy Policy
Copyright © 2020 DebtConsolidationCare | 301 W. 11th Street Unit E, Reno, NV, 89503, United States
* Disclosures:
  1. By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  2. Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
  3. Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  4. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  5. The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.252 seconds.