Bestbuy merchandise card 30 dollard debt turned 240.
Date: Wed, 08/22/2007 - 20:40
I am desperately looking to get this off my credit history, I came to know of this account 8 months back. I somehow missed the bill and didn't pay it. Now, I am getting calls from collection agency for 240 dollar from bcc-chicago.com.
1)Can I pay them and it goes away from my credit history on phone using my checking account/credit card, Is it safe to do so ?
2)I asked them to mail me a statement and they are not ready to do so. How reliable are they ?
Is there an alternate way to conform this account besides 1-800-365-0292 (HSBC), It's an automated number and when I look up with my account number, it shows nothing as balance. Please help.
1)Can I pay them and it goes away from my credit history on phone using my checking account/credit card, Is it safe to do so ?
2)I asked them to mail me a statement and they are not ready to do so. How reliable are they ?
Is there an alternate way to conform this account besides 1-800-365-0292 (HSBC), It's an automated number and when I look up with my account number, it shows nothing as balance. Please help.
Is this collection agency doing legit collections? You need to b
Is this collection agency doing legit collections? You need to be sure that they have an account with your details. Make them follow the federal laws by getting the debt validation of your account. They will have to provide you the following info under the federal laws. Until they give you this info, they are not legally supposed to call you or attempt collections. And if they can't give you the info, dispute the item with the CRA. Show all proof with your validation letters and explain that they have not given you the details. They will investigate on the item and get it removed from your file if your dispute is found correct.
