There is no difference between them.
According to the Federal Debt Collection Practices Act, you have right
to challenge the validity of the debt that a collection agency claims
you owe to them. Thus, you need to send them a letter asking the agency
to verify whether or not you actually owed the debt.
On the other hand, debt verification is that a collection agency should
start the process by proving that the debt is actually
yours.
You can ask collection agencies to validate your debts in writing. But
you can't ask creditors to validate your debt. You can only ask
creditors to verify your debt.
![DebtConsolidationCare [A+ on BBB] Logo](/sites/www.debtconsolidationcare.com/themes/bootstrap_forums_subtheme/forums/images/dtcc-logo.png){kind=logo}
There is no difference between them.
According to the Federal Debt Collection Practices Act, you have right to challenge the validity of the debt that a collection agency claims you owe to them. Thus, you need to send them a letter asking the agency to verify whether or not you actually owed the debt.
On the other hand, debt verification is that a collection agency should start the process by proving that the debt is actually yours.
Sub: #1 posted on Fri, 07/21/2017 - 06:07
(Posts: 724 | Credits: 74.26)
Sub: #2 posted on Fri, 07/21/2017 - 07:41
(Posts: 163 | Credits: 16.04)
You can ask collection agencies to validate your debts in writing. But you can't ask creditors to validate your debt. You can only ask creditors to verify your debt.
Sub: #3 posted on Sun, 07/30/2017 - 22:36
(Posts: 669 | Credits: 99.12)