mini
Date: Tue, 02/15/2011 - 15:32
Hi, I am in Washington state. I used to debt collect many years ago. I seem to remember that by law you must state the mini miranda upon the first contact via telephone or letter. i just contacted an agency concerning some debt. The agent stated that the call call was being recorded but did not say the mini miranda. From what I understand thats a violation of the fdcpa. Is this still the law? Do I have a case against them? The proof would be in the recorded call. Any thoughts or advice?
You probably do not have a viable case since you do not have the
You probably do not have a viable case since you do not have the recording, and quite frankly, almost no agency tapes calls. Calls "may" be randomly taped internally for training and audit purposes which means maybe 1 call in 500 is actually taped.
