West Asset Management
Date: Wed, 02/18/2009 - 10:53
They have been calling and threatening me with garnishment! Less that a month ago I spoke with a lady over there and set up arrangements of them withdrawing $100 out of each of my checks. I gave them my account information and everything. As of today, 2/18, they haven't withdrawn anything!!!! They are still calling! What do I do now? I tried working with them. If they would do what they said they were going to do with withdrawing the money from my account then maybe they would quit calling me. Can anyone help here?
Also, do all collections agency ask for you to "borrow" from other people?
reply
only supreme bottomfeeders do that.also i would put a hard debit block on your account.then i would send them a DV and C&D letter.send them certified mail return receipt.they can't garnish without a court order.it almost sounds like they got your bank account to get a default judgement and clean it out that way.i would send the letters like asap.then keep tabs on this.i don't like it one bit.
If Possible, I would also completely change banks and close out
If Possible, I would also completely change banks and close out that account. That way they cannot get any more money. Even watches on debit cards, w/d thru banks can't be trusted because there is always "human error" as I was told one time I put a stop on something.
I would also not speak to them anymore, send them asap a letter stating they are not to contact you except via written US Postal service mail and that you are not requesting a COMPLETE accounting of your debt with them and all ORIGINAL documents from the original creditor.
Let them know that you know your rights and you will follow thru with each and every violation on their part.
If they are legit, they will provide the info (send the letter USPS and certified/return receipt), and it is your debt.....you do have the option to tell them you refuse to deal with anyone other then the ORIGINAL creditor and you can even site the numerous instances of potential withdrawl fraud on their part. Then let them know you have contacted all Federal agencies about this as well.
