DEBT COLLECTOR ADMITS IT DOES NOT HAVE ACCOUNT

that's so scary - that could have happened to me in the past and i wouldn't know because i used to be so scared i'd just send money asap.

Javitch, Block and Rathbone-- "et. al." refers to the scumbag Wolpoff and Abramson/Great Seneca Financial Financial Corp./Platinum Financial Services Corp./First Residential Mortgage Network, Inc. According to Bud Hibbs, they have been sold and now go by the name of "Colonial Credit Corporation".

Anyway, to cut to the chase, this is not the first (nor will it be the LAST) time they have been challenged in court due to filing claims on bogus debts. If you google all the above, you will find that they have been sued MULTIPLE times in Federal and District courts for fdcpa, securities and Truth-in-Lending Law violations.

The FTC should make filing these bogus claims a FELONY, and put these bottom feeders OUT of business.

Amen--but it will never happen if people don't step up and challenge them. Good going!

HOLY CRUD!! That's ALOT of 'alaises' for a 'company'. I jsut LOVE ( saying this sarcastically...!) the way they say " simply withdrawl,.." Geez...don't they realize, and I'm sure they do, that this probably stressed you out?

Right, KS--
The Boston Globe published a series of articles two years ago entitled: "Debtors Hell", which painted a rather disturbing picture of the debt collection industry in this country. I think I may have already spoken about this on another thread, but your statement clearly points to the need for every consumer to educate themselves on the fdcpa laws before they are contacted regarding an "alledged" debt. In Part 4 of The Globe's series entitled:
"National Crisis, Official Silence", they talk about the pressing need for reform of the FDCPA...and why OUR government won't do anything about it:

They generally owe the money, but seldom anticipate the consequences. A Spotlight Team investigation, which concludes today, found a system where debt collectors have a lopsided advantage; where debtors frequently face high-handed treatment; and where excessive fees can swiftly turn a small delinquency into a life-upending fnancial crisis.
Yet, in spite of all this, there is an eerie silence among regulators, policy makers, and legislators. Those who could intervene to right the balance between collectors and consumers are either unaware of the debt collection free-for-all, and the tens of millions of consumers caught up in it. Or they are simply unwilling to act.

So, since OUR government won't intervene, it's up to us to take care of ourselves.

I'd like to know where you got that letter, and how old is it? I'm dealing with Javitch and his bunch as we speak. :shock:

It's like anything else. If we let these people get away with this, they will. It's up to us not to allow it anymore.

Not so fast, folks. The law doesnt require a debt buyer to get that information when they buy a debt. There is nothing at all illegal with that. Go back and read section 809 of the fdcpa, it states that if you dispute an alleged debt, then they have to stop collecting on it, contact the original creditor, obtain the necessary validation, and send it to you. It does NOT require them to have that documentation already in place before they can start collection efforts. This is why its so important that we all know and use our rights.