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Date: Sun, 01/21/2018 - 21:21
Submitted by Linda on Sun, 01/21/2018 - 21:21
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I've paid off the debit collection agency. They failed to report it to the Federal credit agency. They settled with a verbal agreement over the phone. I gave them my credit card over the phone.
What or how shall I dispute this?
If you can give me some advice.
Thank you


Verbal agreements are not legally binding. There is no way to dispute it. Have you called the CA?


Submitted by SC on Mon, 01/22/2018 - 02:19

SC

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Check your bank records to be sure your payment was processed. Keep a copy of your cleared payment, your bank statement will show the payment cleared. Now you need to call the CA and get a a signed agreement and keep a copy of it on file. Unless, you won't be able to dispute the error.


Submitted by Barbara Delinsky on Mon, 01/22/2018 - 05:21

Barbara Delinsky

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The first mistake was settling the debt and giving the credit card records over the phone. Do you receive any debt validation letter or notice from the CA?

If no, chances are high that they were fake. Contact them and be sure about it.


Submitted by Sanders Patricia on Wed, 01/24/2018 - 00:14

Sanders Patricia

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