My debts have been sent to collection agency

Hi Jackie

After the creditors have made numerous attempts to collect the debt from you or if they are not willing to accept the reduced payments, your accounts are often passed to debt collection agencies. Collectors use very harsh means to collect money and the first letter may be worded with threats of court actions. You should not panic at such stage after receiving the letter.

debt collectors will stop calling you if a monthly offer of payment is forwarded each month along with the copy of your budget. Once accepted, start sending the payments to the company.

Skillful negotiations can also be done by a consolidator here to ease the pressure. You can register in this website for a free counseling and your options on easy monthly repayments.