Share post
Debt Consolidation Forums Collection agencies and creditors forums

Collection bureau of America - is a dishonest collection agency?

member profile picture

i never used cingular wireless 2 years before or after the date of 1st delinquency 10/2003.
i never received any delinquency notice from cingular wireless under my address for above described period. i live at my house for 6 years and never moved from 6 years until now. but while i tried to apply to satelite tv,i have found cba(collection bureau of america) report me to credit file. cba ripoff a dishonest,fraudulent and inaccurate credit reporting. if they know my address,why didn't the cingular wireless send me a notice letter to my address and did cba report me a bad credit file under my address?
please help me they do not cheat me.
thank you!




Hi tae

It is necessary for you to contact CBA and get the details of your account. Collection agency hits a credit file only after they have legitimate reasons for it. Either your creditor has hired this agency to collect the debt from you or have sold it to them, they should have done an initial communication with you after hitting your CR. If your account has been sold, your lender won't accept money from you towards this account and you will have to deal with CBA only. Talk to your lender and get the latest standing of this account. It will be much easier to deal with the original creditor and set up a payment plan with them.

Write a letter to CBA asking for debt validation of this account. The actual details of this account will be given to you in the debt validation letter and you can review it. Dispute with the agency if any item is shown incorrectly. The collectors will verify it with your lenders and give you the updated account.

After you have verified legally that the collection agency is not holding your account, you have the rights to file a case against them on charges of fraudulently hitting your credit file. Take the advice of a lawyer who specializes in the lawsuits of fdcpa and FCRA violations.

Sub: #1 posted on Mon, 01/09/2006 - 05:19

ben ben

(Posts: 2034 | Credits: )

Well, i work for CBA, and i know for a fact that we arent gitting your credit without good reason. If there is a mistake file a consumer dispute verification. Sometimes, cingular just messes up and doesnt send the info

Sub: #2 posted on Fri, 02/23/2007 - 09:21

Unregistered


You do not have to contact them for a dispute. Send them a dv letter

Next start dispute with credit bureaus. If ca does not have valid info the cra's must remove it!

Sub: #3 posted on Fri, 02/23/2007 - 09:29

cajunbulldog cajunbulldog
Moderators
(Posts: 4859 | Credits: )

You are someone hired to troll all the different debt info boards and lie about how you think this company is legit.

this is zombie debt company and a total scam. Do not send them any money or give them any of your personal information, they are not a legitimate debt collector and use loopholes in our laws to literally steal your money.

Sub: #4 posted on Wed, 04/23/2008 - 10:33

Unregistered


Be careful of CBA as they will screw you over.

They will not remove incorrect claims. They say that if you pay the balance they will remove it, then when they get the money only mark it as paid and not remove the hit.

And Rocky, one of the managers is terrible and likes the power he gets from being the manager....

Sub: #5 posted on Thu, 09/04/2008 - 11:41

Unregistered


how did this account get on my credit report and why???

Sub: #6 posted on Fri, 10/10/2008 - 10:58

Unregistered


I have them hanging themselves in writing, as well as documentation that they refused Certified Mail..not to mention that AT&T says they didn't assign anything to them. Oh, and that is not even my smoking gun..we'll save that one for trial. All of this over a $65 non-debt that they paid probably less than $5 for.....

Sub: #7 posted on Wed, 10/22/2008 - 09:48

Unregistered


i actually just sent cba a letter of validation for a sbc bill for $647. they said it was opened aug 6 2004 and went deliquent sept 2 2004. i just moved to this house on aug 1 2004 and somehow accumulated a $647 bill? is it just me or is this timeframe a little crazy. Anyways through this forum, i was able to get some ideas on how to word the letter. i will keep everyone posted of my journey

Sub: #8 posted on Fri, 11/07/2008 - 01:35

Unregistered


it shows on my credit too... actually some other cmi show too for the same old debt that was paid to time warner... so i have two collectors that try to collect one 195 the other 191 for a debt that was 161... nice btw... the debt was for the unreturned box since the bill did not clear in time they refered me to collections.

Sub: #9 posted on Wed, 01/28/2009 - 13:15

Unregistered


WAS SUPPOSE TO CALL ME BACK IN TWO WEEKS SO I COULD PAY AND I NEVER HEARD FROM THEM TRIED TWO LOG ON THE INTERNET TO PAY IT WAS BLOCKED SO THE PUT IT ON MY CREDIT REPORT NOW I HAVE TO LOOK FOR THIS FOR 7 YEARS.[/quote]

Sub: #10 posted on Sun, 04/26/2009 - 11:25

Unregistered


Attachment
More information
  • Files must be less than 500 MB.
  • Allowed file types: txt pdf jpg jpeg png.


Page loaded in 1.171 seconds.