I am having deep seated financial issues due to being the sole wage earner due to my husband being hospitalized due to hypertension. He has been retired, we get just a little assistance which goes toward bills and medicine. I am tired of carrying the ball and robbng peter to pay paul. next month, we will officially come out of a ten year bankruptcy. i don't want to go back that way. Please help. also, i am having to borrow(to make ends meet). HELP
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.