If I am facing difficulty to plan a monthly budget, can I go for credit counseling? or, it's like that I can take help of a counselor only if I'm facing debt problems, i.e. cannot pay back what I owe.
It's
right that credit counseling option isn't for every person. But it's
practically a good option when you're facing financial difficulties due
to excessive spending, reduced income, job-loss, divorce or any other
reasons. So, you can go for a credit counseling service to manage your
monthly budget.
You
can go for credit counseling but you have to be extra cautious before
following this approach. In order to find the right help, you should
look for an agency associated with a membership organization such as BBB
(Better Business Bureau),
If you are taking counseling services from an NFCC member agency, then
the best part is that the services are either free or have nominal
charges. They are not authorized to deny the services on the basis of
inability to pay. Therefore, if you are in financial hardship, the fee
may be waived off.
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Sub: #1 posted on Fri, 09/23/2016 - 05:42
Industry Expert
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Sub: #2 posted on Fri, 09/23/2016 - 06:19
(Posts: 395 | Credits: )
If you are taking counseling services from an NFCC member agency, then the best part is that the services are either free or have nominal charges. They are not authorized to deny the services on the basis of inability to pay. Therefore, if you are in financial hardship, the fee may be waived off.
Sub: #3 posted on Fri, 12/30/2016 - 23:08
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Sub: #4 posted on Tue, 01/10/2017 - 23:15
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