Share post
Share
Debt Consolidation Forums Debt Problems forums

Can I request to close a card so that there are no more changes?

Date: Tue, 03/12/2019 20:52
member profile picture
Posts: 1
Credits: 0
[Donate]

I had a Chase credit card when I was staying in USA. Now I have moved to UK. Want to close my credit card. I am trying to repay the balance in full so that I can close the card. Can I close the card before and then pay off the balance so that there are no extra charges on the card. Can I do it from here?




No. That isn't possible. Otherwise, everyone would have opted for that option. You have to either repay the balance in full or settle it before closing the credit card. You can contact a good debt settlement form to do the negotiations and settle your credit card. Otherwise, you can ask Chase if there is any hardship program. You can use it to pay off the credit card.

Sub: #1 posted on Tue, 03/12/2019 - 22:42

David Martin David Martin

(Posts: 201 | Credits: )

You can close the credit card from a remote location. But you have to repay the debt. Otherwise, it will stay reported and you might face problem the next time you do any financial transaction in the US.

Sub: #2 posted on Fri, 03/15/2019 - 07:29

Craigh.terry Craigh.terry

(Posts: 98 | Credits: )

No you can't close the card before you pay off the balances. Pay of the balance first and then close it. You may take help from a good debt settlement firm and settle your debts.

Sub: #3 posted on Sat, 03/16/2019 - 01:05

Barbara Delinsky Barbara Delinsky

(Posts: 419 | Credits: )

It is better to settle the debts. If you ignore the debts or close the credit cards without repaying the bills, then it will be reported on your report. You may get collection calls. So, you can enroll in a settlement program to get rid of them

Sub: #4 posted on Sat, 03/16/2019 - 04:03

sanderspatricia29 sanderspatricia29

(Posts: 1094 | Credits: )

Attachment
More information
  • Files must be less than 500 MB.
  • Allowed file types: txt pdf jpg jpeg png.


DebtConsolidationCare (IAPDA member)
Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Connect With Us
About Us | Contact Us | Privacy Policy
Copyright © 2018 DebtConsolidationCare | 301 W. 11th Street Unit E, Reno, NV, 89503, United States
* Disclosures:
  1. By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  2. Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
  3. Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  4. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  5. The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.949 seconds.