I just (yesterday) lost a decent potion of my income and now make about 70k...
After looking at my finances moving forward I can comfortably afford to pay roughly $700 a month in min payments. (Total)
I was hoping not to settle... nor bankruptcy (I know, i know, I'm not even behind yet).... but just get help in paying off the debt... Like a lower monthly payment. I have not been late on any payments yet... but will be.
Should I call the CC and let them know? Should I ask them for help now or wait til after I have missed a payment?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
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