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Settlement or consolidation - What is the formula to decide?

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Can you help me? I have read about settlement and consolidation but can't decide what will be the most suitable one. Is there any formula to decide? I have credit card debt of about $10,000 and personal loan of about $5000. I have a steady income




Both are unsecured debts. In both cases, debt settlement and consolidation will work. I would suggest you to go for debt consolidation since that would allow you to pay off debts in full at a low interest rate. Your credit won't get hurt. But if you want to pay off debts quickly, then go for the settlement option. But mind you, your credit score will dip in this case.

Sub: #1 posted on Tue, 10/15/2019 - 20:51

Nick Jonas Nick Jonas

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You can consider debt settlement to gte out of debt. But you can also take out a consolidation loan to repay all your debts.

Sub: #2 posted on Thu, 10/24/2019 - 03:12

sanderspatricia29 sanderspatricia29

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Sub: #3 posted on Sun, 11/03/2019 - 11:02

tyws50615 tyws50615

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