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Getting out of my Auto loan

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I have a 2012 Chevy, which my mom is a
co-borrower. Due to some financial medical issues, i just can't afford this vehicle and need to be in something less expensive. Is there no loopholes or anything that could help me get out of this vehicle? Obviously, i don't have the credit so i can't refinance the car so that its in only my name. I can't file a bankruptcy, cause its only been 2yrs since my Chapter 7 discharge. I know in 2 more years i could do a 13, but don't believe since my mom's name is on this loan, that i'd even be able to put that in there. And no, my mom does not want the car, she is 70, and does not want any further bills. Her current car is paid off and she likes it that way...
Does anyone have any suggestions?




Can you sell it to someone else??? Have someone take over payments??


Sub: #1 posted on Thu, 04/25/2013 - 15:20

SOAPLADY SOAPLADY
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When i attempted to do that with my son's car that is in my name, it didn't work out. But maybe since this is a newer car. I've seen a few places online, then when they've gotten in touch with me, they want me to pay like $200 to do all the advertising and so forth. Is that right?


Sub: #2 posted on Fri, 04/26/2013 - 04:46

sexxi614bbw sexxi614bbw

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Why not do your own advertising?? Craigslist?? FB??


Sub: #3 posted on Fri, 04/26/2013 - 05:27

SOAPLADY SOAPLADY
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I'll try that route first. I've sold on craigslist before, never anything this large. Not sure about FB. I will see if someone wants to assume the loan. They will need to obtain their own and it has to be the payoff amount of mine so that its covered. I have no money to pay any differences. I hope this is something that i am able to do.Not really sure how this works, i'm willing to try this out.


Thanks for your advice.


Sub: #4 posted on Fri, 04/26/2013 - 07:16

sexxi614bbw sexxi614bbw

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