Can I get a debt consolidation loan during the pandemic?

You can do that. You can take out a debt consolidation loan and pay off your other debts. But, I have a suggestion for you. Your credit score is already 689. Try to improve your credit score and cross the 700 mark. This may help you to qualify for a loan at a lower interest rate. Your debt to income ratio should be 50% or less. So, work on these factors first.

You can also do another thing. You can enroll in a debt consolidation program and pay off your debts within 5 years. There is no credit score requirement. The debt consolidation company will negotiate and lower your interest rates. You won't have to go through any hassle.

You can shop for a more suitable personal loan if your credit score is better now.
However, if you feel you're paying high interest on your loan, and you can't take out a personal(consolidation) loan at a better interest rate, you can opt for a debt consolidation program.
A counselor can negotiate with your creditors to reduce the interest rate on your loans. And, you'll have to pay a single amount every month towards paying back your multiple loans.
You will also get complete guidance from your consolidation company.
You can have a look here:
https://www.debtconsolidationcare.com/program.html

You can take out a consolidation loan. However, make sure the interest rate is lower.

Hello Ben!

I will suggest you to first have a session with a Credit Counselor. State your present condition to the Credit Counselor.

You can get valuable suggestions from the Counselor.

Other than that, you may call 800-DEBT-913 to get some valuable information.

Hi Ben!! Yes, of course, you can take out a consolidation loan to pay off your personal loans and other debts. But please make sure that the interest rate of the consolidation loan is much lower than your existing debts. I hope you will be a debt-free person asap.